Cybersecurity

Personal Loan Interest Rates in South Africa: Complete Guide for 2025 Everything you need to know about loan interest rates, costs, and how to get the best deal Last updated: November 2025 Quick Facts Current prime lending rate: 10.50% (as of July 2025) Maximum legal rate for personal loans: 27.75% per year Interest rates vary … Read more

How to Get a Personal Loan in South Africa 2025 Complete guide for South African residents Last updated: November 2025 Quick Facts Loan amounts: R1,000 to R500,000 from major banks Interest rates: From 13.5% to 31% depending on credit score Approval time: 24-48 hours for most applications Prime rate now at 10.25% (November 2025) Table … Read more

Learn smart strategies for navigating two-pot retirement withdrawals without sabotaging your future. Discover tax-saving techniques, alternatives to consider, and step-by-step withdrawal processes that protect your long-term wealth.

Explore the impact of South Africa’s two-pot retirement savings system one year after its implementation. Discover how this reform is shaping employee behaviour and long-term savings outcomes with key statistics and insights.

You’ve received your tax refund and made a smart decision about how to use it. Perhaps you paid off debt, started an emergency fund, or made your first investment. Now comes the bigger challenge: how do you maintain that financial momentum throughout the year and build lasting wealth? The truth is that one-off financial improvements, … Read more

How to Make the Most of Your SARS Tax Refund Smart money moves for South African taxpayers Last updated: November 2025 Quick Facts Refunds paid within 72 hours if your details are correct Only refunds over R100 are automatically paid R10.6 billion already paid to taxpayers in 2025 Beware of tax refund scams during filing … Read more

Understanding Provisional Tax in South Africa – Complete 2025 Guide Understanding Provisional Tax in South Africa Complete guide for freelancers, business owners, and self-employed South Africans Last updated: December 2024 Quick Facts Provisional tax is NOT a separate tax. It’s paying your income tax in advance. Two payments per year: August and February (third optional … Read more

The SARS Auto-Assessment Trap: Why Accepting Without Checking Could Cost You Critical guide for South African taxpayers on auto-assessment risks Last updated: November 2025 Critical Facts You Must Know Over 5.8 million South Africans received auto-assessments in July 2025 You can face penalties up to 200% of underpaid tax even if you accept the auto-assessment … Read more

Email has become a daily part of life for millions of South Africans, but criminals are using it to steal money and personal information. Phishing scams are a growing concern in South Africa, where fake emails trick people into sharing passwords, bank details, and other sensitive data. Bank customers can protect themselves by learning to … Read more

South African banks offer various reward programmes to attract customers, with Nedbank Greenbacks and FNB eBucks standing out as two popular options. Both programmes allow customers to earn points when using their bank cards, but they work in different ways and offer distinct benefits. FNB eBucks is currently the most popular and active rewards programme … Read more