Cybersecurity

Many people think that budgeting is only for those with extra cash, but it becomes most important when money is tight. Living paycheque to paycheque can feel stressful and overwhelming, but taking control of your finances starts with a simple plan. Anyone can create a budget, even with very little money, by following clear steps … Read more

Many people today are looking for extra ways to earn money, and side gigs like Uber, Bolt, and delivery apps have become very popular. Each of these jobs promise flexibility and a quick way to boost income, but the real question is, which one offers the best pay and the least hassle? For those who … Read more

Starting a stokvel can be a simple and effective way for friends, family, or community members to save money together. A stokvel works best when the group sets clear rules, builds trust, and takes steps to keep everyone’s savings secure. People join stokvels to reach their financial goals, whether that’s saving for school fees, a … Read more

Finding the best personal loan can save people a lot of money over time. Looking for the lowest interest rates is one of the smartest ways to make borrowing more affordable. With the right information, anyone can compare different lenders and take control of their finances. Many lenders in South Africa offer personal loans, making … Read more

Many people in South Africa struggle with managing debt, and it can feel overwhelming trying to keep up with monthly payments. Debt counselling is a legal process that helps people who are over-indebted by arranging a single, affordable payment plan with creditors, making it easier to manage their finances. This gives individuals a real chance … Read more

Receiving a stokvel payout can feel both exciting and overwhelming. For many, it’s a unique chance to reach savings goals, clear debt, or invest in the future. Using a stokvel lump sum wisely can help members grow their money and improve their financial stability. People often wonder how to get the most out of their … Read more

Living on R5,000 a month can feel like a real challenge, especially with prices always going up. Anyone can make it work with careful planning, smart choices, and a realistic budget. Small changes in daily habits and tracking expenses can make a big difference. This article breaks down a sample budget and shares helpful tips … Read more

Many people work as freelancers, gig workers, or in jobs where they don’t earn the same amount every month. Trying to budget with irregular income can feel confusing and stressful. The key to managing personal finances on an irregular income is to focus on covering essential expenses first and planning ahead for the months when … Read more

Saving money on a low income might seem tough, but it is definitely possible with some creative ideas and small habit changes. Anyone, no matter their financial situation, can find simple ways to save extra cash by making smart choices with everyday spending. Even when money is tight, thinking differently about costs and routines can … Read more

Having a good credit score is important, but for people with a lower income, it can feel difficult to improve their rating. Worries about bills, loans, or debts might make it seem impossible to get ahead. Even on a tight budget, anyone can take simple steps to start building a better credit score. Paying bills … Read more