Personal Financial
Finding an unexpected debit order on your bank statement can be frustrating, especially when you never authorised the payment. Standard Bank customers can reverse unauthorised debit orders under R1,000 within 40 days through the mobile app, online banking, or by visiting a branch. The process is straightforward and designed to protect customers from unwanted charges. … Read more
FNB Business Account: Complete Guide for South African Entrepreneurs 2025 – CodeCash Personal Finance Guide FNB Business Account: Complete Guide for South African Entrepreneurs Everything you need to know about opening and managing your FNB business account Last updated: December 2025 Quick Facts First Business Zero Account: R0 monthly fee for sole traders Gold Business … Read more
A Foreigner’s Guide to Sending Money Home from South Africa: What You Must Know Essential guide for foreign workers, students, and temporary residents Last updated: December 2025 Quick Facts Foreign workers can send money home using banks or money transfer services Costs range from R50 to R500+ depending on method and amount FICA documents required: … Read more
How to Apply for a Personal Loan on the Absa App Step-by-step guide for South African residents Last updated: November 2025 Quick Facts Loan amounts: R250 to R350,000 Interest rates: From 13.75% per year (personalized) Loan terms: 12 to 84 months Application time: 10-15 minutes Approval: Often same day for existing customers Table of Contents … Read more
Finding unauthorised transactions on your bank account can be one of the most distressing financial experiences anyone faces. If you’ve been a victim of bank fraud in South Africa, you must immediately contact your bank’s fraud department, check all your accounts for suspicious activity, and report the incident to the South African Police Service as … Read more
How to Get Proof of Payment from Capitec (2025 Guide) – CodeCash Personal Finance Guide How to Get Proof of Payment from Capitec Complete guide for South African bank customers Last updated: December 2025 Quick Facts Proof of payment is completely FREE from Capitec Get it instantly via the Capitec app Available 24/7 for all … Read more
How to Check If Someone Paid You via EFT in South Africa Complete guide for South African residents Last updated: October 2025 Quick Facts Standard EFTs take 24-48 hours to reflect Real-Time Payments (RTC) take up to 60 minutes PayShap payments are instant (under R3,000) Check your mobile banking app to verify payments Never trust … Read more
Getting locked out of your South African bank card or mobile banking app can happen at the worst possible moment, leaving you unable to pay for groceries, withdraw cash, or handle urgent transactions. Whether it’s due to entering the wrong PIN too many times, suspicious activity alerts, or technical glitches, these blockages are more common … Read more
How to Link Your South African Bank Account to PayPal or Wise Complete guide for receiving international payments and sending money abroad Last updated: November 2025 Quick Facts PayPal requires FNB’s withdrawal service (works with any SA bank) Wise offers multi-currency accounts with lower fees than PayPal You must withdraw PayPal funds within 30 days … Read more
How to Convert Capitec Cash Send to Airtime or Data Your complete guide to turning Cash Send into mobile credit Last updated: November 2025 Quick Facts Cash Send cannot be directly converted to airtime – you must collect it first Collection is free at Capitec ATMs and participating stores Once collected, buy airtime using the … Read more