Personal Financial
Understanding Experian Credit Reports in South Africa Complete guide to checking your credit score and protecting your financial reputation Last updated: December 2025 Quick Facts Experian gives you one free credit report every year You can check your score unlimited times on Up app Credit scores in South Africa range from 0 to 999 You … Read more
How to Boost Your Credit Score in South Africa Complete guide for South African residents Last updated: December 2025 Quick Facts Good credit score starts at 610 in South Africa Get one free credit report per year from each bureau Payment history affects 35% of your score Upfront fees for credit repair are illegal Negative … Read more
Retirement Planning in South Africa 2025: Your Complete Guide How to build a secure future and enjoy your later years Last updated: December 2025 Quick Facts About Retirement in 2025 Official retirement age is now 65-67 years (being phased in) You can start accessing retirement funds from age 55 SASSA Old Age Grant pays R2,320 … Read more
Estate Planning in South Africa: Protect Your Family’s Future Complete guide to wills, executors, trusts, and protecting your legacy Last updated: December 2025 Quick Facts You can write a will from age 16 in South Africa Basic wills cost R0-R3,000 to draft (some free during National Wills Week) Executor fees are up to 3.5% + … Read more
Complete Tax Planning Guide for South Africans 2025 Save money on your tax and avoid SARS scams Last updated: December 2025 Quick Facts Tax filing deadline: 20 October 2025 (salaried workers) Tax-free earnings threshold: R95,750 per year if under 65 Tax-free savings limit: R36,000 per year, R500,000 lifetime Retirement contributions save you up to 27.5% … Read more
Personal Finance Apps for South Africans Your complete guide to money management apps in South Africa Last updated: November 2025 Quick Facts Most budgeting apps in SA are free to use 22seven/Vault22 has over 580,000 South African users Digital banks like TymeBank charge R0 monthly fees AI-powered scams targeting banking apps increased 40% in 2025 … Read more
How to Open a Bank Account Online in South Africa 2025 Complete step-by-step guide for South African residents Last updated: December 2025 Quick Facts Open an account in just 10 minutes from your phone Some banks charge R0 monthly fees in 2025 You only need your ID and proof of address No branch visits required … Read more
How to Choose the Right Financial Advisor in South Africa – Complete Guide 2025 | CodeCash Personal Finance Guide How to Choose the Right Financial Advisor in South Africa A complete guide to finding a trustworthy advisor who puts your interests first Last updated: January 2025 🔑 Quick Facts All financial advisors must be registered … Read more
Best Saving Apps to Help You Manage Your Finances in South Africa Complete guide for South African residents Last updated: November 2025 Quick Facts Most budgeting apps like 22seven and Mint are completely free You can start investing with as little as R10 on EasyEquities TymeBank GoalSave offers up to 11% interest on savings Always … Read more
Credit Score Management in South Africa Your complete guide to understanding and improving your credit score Last updated: December 2025 Quick Facts Credit scores in South Africa range from 300 to 999 A score above 610 is considered good You can check your credit report free once a year Four main credit bureaus operate in … Read more