Ikhadi lesikweletu le-FNB lwenza kube lula ukuphatha imali yakho nsuku zonke. Le khadi inikeza ukuhamba okulula phakathi kwemali yokuthenga, izindleko, kanye nezinsizakalo ezahlukene zezezimali, okuqinisekisa ukuthi abasebenzisi bangakwazi ukuzenzela okuhle ngokuqhubekayo. Noma ngubani ofuna ukuqinisekisa ukuphepha okwengeziwe lapho ethenga, leli khadi lihlinzeka ngezixazululo ezinhle zokuvikela.
Ngaphezu kwalokho, ikhadi lesikweletu le-FNB linezici ezikhethekile ezisheshisayo, ezifana nokukhokha okufaka emandleni omsebenzisi uku-oda nezicelo. Lokhu kudala ithuba lokuba nomqondo ophusile kulabo abafuna ukudlulisa imali ngaphandle kokukhathazeka. Kangangokuthi, abanye abantu bathola ukuthi leli khadi lisenza bakhululeke kakhulu ekupheleni komsebenzi wabo wansuku zonke.
U-FNB uphinde anikeze izinhlelo ezihlobene nechazi ngokudlulisa izinsizakalo ezivame ukusetshenziswa. Lokhu kuveza ukuthi lesi sikhumbuzo esifanele sikhona ukuze kuxhamazelelwe ukukhiqiza imisebenzi emisha. Kulabo abafuna ukujabulela ubuchwepheshe obuphezulu, ikhadi lesikweletu le-FNB lingenza kube lula ukuhamba nokuzenzela ezimfaneleni zezimali.
Izinzuzo nezici ze-Ikhadi lesikweletu le-FNB
Ikhadi lesikweletu le-FNB linikeza izinzuzo eziningi ezikwenza kube lula ukuphatha izimali. Lezi zici zidingida indlela ikhadi elithuthukisa impilo mali yomsebenzisi, njengokuhlanganiswa kwephoyinti, izaphulelo, kanye nezindlela zokuphepha ezithuthukisiwe.
Amaphoyinti Wokuhlanganyela nezaphulelo
Ikhadi lesikweletu le-FNB linikeza umsebenzisi ithuba lokuqoqa amaphoyinti wokuhlanganyela. Lokhu kusebenza njengoba umsebenzisi ethenga, ethola amaphoyinti uma enza izinkokhelo ezithile.
- Izaphulelo: Abasebenzisi bangazuza ezaphulelweni ezikhethekile ezitholakala kumakhasimende walesi khadi.
- Imicimbi Ethokozisayo: Amakhadi anikela ngezinsiza ezithokozisayo, okuhlanganisa imicimbi yokwakha ubudlelwano nezaphulelo ezindaweni ezahlukene.
Lezi zici zenza ukuthi ikhadi lesikweletu le-FNB libe yindlela efanele yokwenza izinkokhelo ukuze uzuze ngaphezu kokuthenga nje.
Ukuphepha kanye Nobuchwepheshe
Ukuphepha kwezimali kubalulekile, futhi ikhadi lesikweletu le-FNB liza nezimfanelo ezithuthukisiwe zokuphepha.
- Ubuchwepheshe be-EMV: Ikhadi lithole ukusekelwa kubuchwepheshe be-EMV, obonisa ukuvikeleka okukhulu ekuphathweni kwezimali.
- Izaziso ze-Transaction: Umsebenzisi uthola izaziso zokuthengiselaniswa, ezisiza ukuba babone ngokushesha imisebenzi engavamile.
Ngalolu hlobo lwesixazululo, umsebenzisi angakhathazeki kakhulu ngokuqhubeka kokuphepha kwesikhadi sakhe somhlaba jikelele.
Izidingo ze-Application
Lapha, izidingo zokufaka isicelo se-ikhadi lesikweletu le-FNB zihlukaniswa ngemibhalo edingekayo kanye nenqubo yokufaka isicelo. Qinisekisa ukuthi ulandela zonke izinyathelo ukuze ube nempumelelo.
Imibhalo edingekayo
Ukuze ufake isicelo se-ikhadi lesikweletu le-FNB, kudingeka imibhalo ethile. Lokhu kubandakanya:
- ID Number: Idokhumenti ebonisa ubunikazi.
- Income Statement: Isitatimende sokungena, esizokhombisa imali engenayo.
- Proof of Residence: Ubufakazi bokuhlala, njengekhasi lesikhumbuzo.
- Bank Statements: Izitatimende zebhange ezithile ukuze kube khona ukuqonda kwempilo yezezimali.
Lesi sikhathi sokuhlungwa sithathwa njengendlela yokukhiqiza imiphumela, ngakho kubalulekile ukufaka yonke imibhalo ehambisana nezigaba.
Inqubo ye-Application
Inqubo yokufaka isicelo se-ikhadi lesikweletu le-FNB ilandela izinyathelo ezicacile.
- Faka Isicelo: Umsebenzisi angavakashela iwebhusayithi ye-FNB noma anciphise izinhlelo zokusebenza.
- Thumela Imibhalo: Ngemva kokuhambisa isicelo, kudingeka ukuthi ulande imibhalo edingekayo ngesikhumbuzo.
- Lindela Impendulo: Ngemuva kokuhambisa, imfuneko izophendulwa, futhi umsebenzisi uzothola izimpendulo ezihambisana nalesi sicelo.
Qinisekisa ukuthi ulandela izinyathelo ezidingekayo kahle ukuze uqinisekise ukuthi isicelo siphumelele.
Imisebenzi ye-Akhawunti Nesakhiwo Semali
I-Akhawunti ye-FNB inikeza izici eziningana ezibalulekile, okuhlanganisa izindleko zokusebenzisa ikhadi kanye nezinto ezitholakala ngokuphathwa kwe-Akhawunti Online.
Izindleko zokusebenzisa ikhadi
Izindleko ezihlobene nokusebenzisa ikhadi le-FNB zifaka phakathi imali yokuphuma, eyishumi ngemishini ethungiwe nokusebenzisa izinsiza zokukhokha. Umsebenzisi kufanele ahlaziye izinqubo zokukhokha ezikhethiweyo ukuze aqonde kahle izindleko ezenzakalayo.
- Imali yokuphuma: Lokhu kuvame ukuba nesamba esithile, ngokuvamile ngaphansi kwe-R10.
- Imali ye-ATM: Ukukhipha imali ngesikhathi sokuhamba kungenza kube nokukhokhiswa.
- Izinkokhelo eziku-inthanethi: Lezi zivame ukuba mahhala, kodwa kubalulekile ukuqinisekisa ukuthi akulona uhlelo oluhlosiwe olubiza imali.
Umsebenzisi kufanele abheke lezi zindleko ukuze aqinisekise ukuthi ubhujiswa ngendlela efanele.
Ukuphathwa kwe-Akhawunti Online
Ukuphathwa kwe-Akhawunti Online kunikeza umsebenzisi amandla okwenza izinto kalula. Lokhu kuhlanganisa ukuvuselela ulwazi, ukuhlehlisa izinkokhelo, kanye nokuhlela umnotho.
- Ukwengeza Izinto zokulawula: Umsebenzisi angangeza izinketho zokulawula ukuze kuhlolwe izinkokhelo.
- I-Transfer: Ukudluliswa kwemali phakathi kwe-akhawunti kudinga izinyathelo ezilula ezitholakala ku-portal.
- Izaziso: Izaziso zempilo zenzeka lapho kukhona ukwenziwa kwe-akhawunti, okuvumela umsebenzisi ukuba ahlale ethintana nezinto ezithinta umnotho wakhe.
Ukuphathwa kwe-Akhawunti Online kusebenza ngendlela elula yokuphatha imali, kuyaqinisekisa ukuthi umsebenzisi unokuqonda okuphelele komnotho wakhe.
Ukuxhaswa kwamakhasimende kanye Nezinsizakalo Ezengeziwe
FNB ihlinzeka ngensizakalo yokuxhaswa kwamakhasimende eqinile ukuze isize abakhasimende bayo ngezidingo zabo. Lokhu kuhlanganisa:
- Uhlelo lwezithunywa: Abasebenzi bempilo yamakhasimende bayatholakala ukuze baphendule imibuzo.
- Amathuluzi ku-inthanethi: Ukusebenza kwe-inthanethi kuvumela abakhasimende ukuthi bathole usizo ngaleso sikhathi.
Ngaphezu kwalokho, FNB inikeza izinsiza ezengeziwe:
- Izinsizakalo zokuthengisa: Lokhu kuhlanganisa ukwakha izinhlelo zokuphatha imali ezikhethekile.
- Izifundo zokufunda: Abakhasimende bangafunda ngamawebinars namakhandlela.
FNB iqinisekisa ukuthi amakhasimende anokuxhumana okukhulu nezinselelo zamabhizinisi. Lokhu kufaka phakathi:
- Izingxoxo eziku-inthanethi: Abakhasimende bangakwazi ukuhlela izingxoxo ngemuva kokuhlangenwe nakho.
- Uhlelo lokuxhumana: Bakwazi ukuthola izaziso ezimnandi ngezinsizakalo ezintsha.
FNB ithemba ukuthi lezi zinsizakalo zizokhulisa ulwazi lwamakhasimende futhi zenze kube lula ukuhamba ngaphakathi kwezinsizakalo zabo.