Ukuthumela imali ku-Capitec kuyindlela elula yokwenza ukukhokha noma ukusiza abangani nomndeni. Abasebenzisi bangathumela imali kalula ngokuqhafaza ezinyathelweni ezilula, kuhlanganisa ukungena kwi-intanethi noma usebenzisa uhlelo lokusebenza lwe-Capitec. Lokhu kwenza ukuthumela imali kube lula, kube fast, futhi kulula, ngaphandle kokudinga ukuya kukhaya.
Ngokusebenzisa uhlelo lokusebenza lwe-Capitec noma ngocingo, umsebenzisi angathumela imali phakathi kwe-R40 ne-R1,000 ngaphandle kwezinkinga. Ukwazi ukuthi ungakwenza kanjani lokhu kuyasiza ekugcineni isikhumbuzo esilula semali emfushane. Kukhona izindlela eziningi zokukhetha, namathiphu angasiza ukwenza inqubo ibe ngcono.
Ngokuhamba phambili nokulandela lezi zinyathelo ezilula, abantu bangathola indlela yokuphila elula ngokuthumela imali kumuntu abamthandayo noma ukufaka izikweletu. Thola ulwazi oluningi ukuze uqinisekise ukuthi umsebenzisi uqonda kahle indlela yokwenza i-Cash Send ku-Capitec.
Ukubaluleka Kokusebenzisa i-Cash Send ku-Capitec
Ukusebenzisa i-Cash Send ku-Capitec kubalulekile ngenxa yezinzuzo ezithile ezikhuluma ngempilo yabathumeli nemali abathola. Le ndlela yokuthumela imali ivumela abantu ukuba bathumele futhi bamukele imali kalula, ngenkathi bagcina ukuphepha kwemininingwane yabo.
Ukuphepha Kokuthumela Imali
Ukuphepha kubalulekile lapho kukhulunywa ngokuthumela imali. I-Capitec ihlinzeka ngamasu aqinile ukuze kuqinisekiswe ukuthi imali ithunyelwa ngokuphepha.
- I-Encryption: Imiyalezo namadatha athunyelwa avikelwe ngama-encryption aqinile.
- Ukubona okungafanele: Ikhono lokubona noma yiziphi izenzo eziphambene nezokuphepha.
- Izaziso zokukhumbuza: Abathumeli bahlala beziswa ngesikhathi sokuthunyelwa kwemali, okwenza kube lula ukuvikela.
Lezi zinyathelo zikhuthaza abathumeli ukuba bazizwe bekhululekile uma bethumela imali.
Ukufinyelela Okusheshayo Nemali Eyengeziwe
I-Cash Send ku-Capitec inikeza ukufinyelela okusheshayo kwemali. Abantu bangathumela imali ngefoni noma nge-app, okwenza kube lula.
- Izindleko eziphansi: Ukuthumela imali phakathi kuka-R40 no-R1,000 kudinga kuphela u-R8, okwenza kube ngcono.
- Izindlela eziningi: Abathumeli bangakhetha phakathi kokusebenzisa i-app noma 1203279#.
- Ilungelo lokukhetha: Kubasebenzisi abaningi, le ndlela iyinhloso yokuthumela imali ngaphandle kokuhamba.
Lezi zinhlelo zenza kube lula ukuthumela imali, okukhuthaza ukuxhumana phakathi kwabantu.
Izinyathelo Zokwenza i-Cash Send
Ukuthumela imali nge-Capitec Bank kuveza izinyathelo ezilula nezicacile. Kulokhu, kubalulekile ukuqonda ukuthi kumele avule i-akhawunti ku-app noma ku-ATM, akhethe i-Cash Send nezidingo, bese efaka imininingwane yokuthumela.
Ukuvula I-Akhawunti Ku-App noma ku-ATM
Ukuze uqale, umsebenzisi kumele avule i-akhawunti ku-app ye-Capitec noma ku-ATM. Lokhu kuzosiza ukugcina ubuchwepheshe buphilile. Uma kuvuleka i-app, umsebenzisi uzodinga ukungena ngemvume ngemininingwane yakhe yokungena.
Ku-ATM, umsebenzisi angasebenzisa ikhadi lakhe le-Capitec ukwenza lokhu. Kufanele akhethe “Cash Send” kumenyu ye-ATM. Lokhu kuhlelwa kudinga ukuphepha, ngakho kubalulekile ukuqinisekisa ukuthi imininingwane iyafaneleka futhi iphephile.
Ukukhetha i-Cash Send Nezidingo
Ngemuva kokungena, umsebenzisi kufanele akhethe inketho ye-“Cash Send”. Lokhu kubalulekile ukuze ubonise ukuthi uthumele kanjani imali. Umsebenzisi kuzodingeka akhethe ukuthi uzothumela malini, njengoba lokhu kuzoba nemikhawulo ethile.
Izinsizakalo zokuthumela imali zifaka ukukhetha izindleko ezihambisana nokuthumela. Ukuze uthumele imali phakathi kuka-R40 no-R1 000, umsebenzisi uzokhokha u-R8 uma usebenzisa i-app noma 1203279#. Lokhu kuzosiza umsebenzisi ukuqonda izindleko ezihambisana nokuthumela.
Ukufaka Imininingwane Yokuthumela
Umsebenzisi uzodinga ukufaka imininingwane yokuthumela, okubandakanya igama nomndeni womamukeli, nenombolo yakhe ye-ID noma ye-cell. Lokhu kubalulekile ukuze kutholakale imali kahle.
Ngemva kokufaka lezi zinto, umsebenzisi uzokwazi ukuqinisekisa ukuthi yonke imininingwane ifanele. Kuzofanele enze isiqiniseko sokuthi yonke imininingwane iphelele ukuze aphumelele ekuthumeleni imali ngendlela efanele. Uma konke sekuphezulu, umsebenzisi angacindezela “Send” ukuze aqedele inqubo yokuthumela.
Amaqhinga Okugcina Ikhodi Yokuphepha Iphephile
Ukuze uqinisekise ukuthi ikhodi yokuphepha yethu iphephile, kubalulekile ukuhambisana nezindlela ezithile zokuvikela. Lokhu kuzokwenza kube nzima kubantu abangathandeki ukufinyelela imininingwane yakho. Amaqhinga afanele angasiza ukuvimbela ukukopela.
Ukugwema Ukukopela kwabanye Abantu
Ukuze ugweme ukukopela, kubalulekile ukugcina ikhodi yakho yokuphepha ibhidden. Lokhu kuhlanganisa:
- Ungayabeli: Ungalokothi wabelane ngekhodi yakho nabanye, ngisho naku-agent wokusekela.
- Sebenzisa amakhodi ahlukile: Qiniseka ukuthi ikhodi yokuphepha ihlukile kumakhodi owasebenzisayo kwezinye izinsizakalo.
- Qapha izikhala: Ungalokothi uphoke izikhala ezintathu uma usebenzisa umshini wesikhwama sika-capitec, ugweme ukubonwa ngabanye.
Izinyathelo ezilula zingavikela kahle, kuqondile ukuphila komsebenzisi.
Indlela Yokudlulisa Ikhodi Ngokuphepha
Umuntu kufanele azisebenzise ukuvikela ikhodi yakhe yokuphepha. Lokhu kungafaka:
- Usebenzisa izithombe: Faka izithombe ukuze uthulise ikhodi yakho lapho uyichaza. Lokhu kuzovikela ukukhumbula okuthile.
- Usebenzisa izinhlelo zokusebenza ezivikelekile: Qiniseka ukuthi ubeka ikhodi yakho kuphela ezinhlelweni ezisemthethweni ezivikelekile.
- Qala kabusha ikhodi yakho: Naka ukuqala kabusha emalini yakho uma ungathembe ikhodi yakho.
Lezi zinyathelo ziqinisekisa ukuthi ikhodi yokuphepha ilondolozeka kahle, evikela umsebenzisi ekuphulweni kokuphepha.
Emva Kokwenza i-Cash Send
Ngemuva kokwenza i-Cash Send, kubalulekile ukuba nokuqonda kahle izindlela zokuphatha izaziso nokuqinisekisa ukuthi yonke imininingwane iyahamba kahle. Lokhu kuzokwenza ukuthi umsebenzisi akwazi ukuphatha izinkinga uma zenzeka.
Ukuphatha Izaziso Zempumelelo
Njengoba umsebenzisi eseqedile ukuhweba, uzothola izaziso zempumelelo. Lezi zaziso ziwusizo, njengoba zikhombisa ukuthi imali ithunyelwe ngempumelelo. Lokhu kusebenza ngendlela elandelayo:
- Izaziso Zama-SMS: Umsebenzisi angathola i-SMS eqinisekisa ukuthunyelwa kwemali. Lokhu kuqinisekisa ukuthi yonke imininingwane iyahambelana.
- I-App Ye-Capitec: Uma usebenzisa i-app, umsebenzisi angabuka izaziso ezitholakala kuleli thuluzi. Lokhu kusho ukuthi ungathola ukuqonda okuphelele ngemali ethunyelwayo.
Ukuphatha lezi zaziso kubalulekile ukuze umsebenzisi aqinisekise ukuthi akakabi nengxaki nezimali ezingaphathwa kahle.
Ukuxazulula Izinkinga Ezingase Zenzeke
Noma ngabe kusebenze kahle, kungenzeka kube nezinkinga. Ukuze umsebenzisi akwazi ukuphatha lezi zinkinga, yenza lokhu:
- Hlola Imininingwane: Uma umsebenzisi engathola izaziso, kufanele aqinisekise ukuthi yonke imininingwane ehambelanayo ifanele. Lokhu kuhlanganisa i-akhawunti yokuqala nemali ethunyelwe.
- Thintana Nesevisi Yamakhasimende: Uma kunezinkinga ezinzima, umsebenzisi angaxhumana nesevisi yamakhasimende ye-Capitec. Izingxoxo zesevisi zingahlinzeka ngosizo oluwusizo.
- Sebenzisa i-App: I-app ye-Capitec inezinketho zokuxazulula izinkinga. Umsebenzisi angathola izimpendulo zemibuzo evamile.
Kuwusizo ukwazi lezi zinyathelo ukuze umsebenzisi akwazi ukubhekana nezinkinga ngokushesha.