Personal Financial
How to Pay Less Tax Legally in South Africa Complete guide for South African taxpayers who want to reduce their tax bill Last updated: October 2025 Quick Facts Save up to 45% tax with retirement annuities Earn tax-free growth with TFSA accounts Get medical aid tax credits automatically All methods are 100% legal and SARS-approved … Read more
How to Check if SARS Owes You Money Complete guide for South African residents Last updated: October 2025 Quick Facts Filing season: 7 July – 20 October 2025 for most taxpayers Refunds paid within 72 hours if all details are correct 5.8 million South Africans received auto-assessments in 2025 Check your status free on eFiling … Read more
How to Check if You Qualify for Capfin Complete guide for South African residents Last updated: October 2025 Quick Facts Minimum age: 18 years old Loan amounts: R1,000 to R50,000 Approval time: Usually within 48 hours Must have regular income and SA ID Table of Contents 1. Basic Requirements 2. Documents You Need 3. The … Read more
How to Qualify for an Edgars Account in South Africa Complete guide to requirements, fees, and application process Last updated: October 2025 Quick Facts Minimum income: R2,000 per month Must be 18 years or older with SA ID Monthly service fee: R30-R34 6 months interest-free at Edgars stores Account Protection Insurance is required Table of … Read more
How to Apply for a Russells Account Complete guide for South African residents Last updated: October 2025 Quick Facts Apply online, via SMS, or in-store at 170+ locations 0% interest available for up to 6 months Payment plans from 6 to 48 months Must be 18+ years old with valid SA ID Registered credit provider: … Read more
How to Apply for Your Smart ID Card Online Complete guide for South African residents Last updated: October 2025 Quick Facts Apply online from home using eHomeAffairs website Cost: R140 (free for first-time applicants under 16 and pensioners 60+) One bank visit needed for fingerprints and photo Green ID books will be phased out by … Read more
How to Get Your Smart ID at Banks in South Africa – Complete 2025 Guide How to Get Your Smart ID at Banks in South Africa Skip the Home Affairs queues and apply at your bank Last updated: October 2025 Quick Facts 8 major banks now offer Smart ID services You don’t need to be … Read more
Cheapest Gym Contracts in South Africa Your complete guide to affordable fitness in 2025 Last updated: October 2025 Quick Facts Cheapest gyms start from R199 per month Medical aid members can save up to 75% with Discovery Vitality You have legal rights to cancel contracts with 20 days notice Free alternatives like parkrun are available … Read more
Can I WhatsApp Standard Bank? Yes! Here’s everything you need to know about contacting Standard Bank on WhatsApp Last updated: October 2025 Quick Facts Standard Bank WhatsApp number: +27 64 570 0291 Over 300,000 South Africans use this service Available 24/7 for most services Free to use – only standard WhatsApp data charges apply Table … Read more
How Much Interest Does Capitec Give on Investments Per Month? – Complete 2025 Guide How Much Interest Does Capitec Give on Investments Per Month? Complete guide to Capitec savings and investment interest rates for South African residents Last updated: September 2025 Quick Facts Main transactional account: 2.25% per year (flat rate) Savings accounts: 2% to … Read more