ICapfin ngumhlinzeki wezinsizakalo zezimali owaziwa ngokunikeza izimalimboleko zomuntu siqu kubantu abadinga usizo lwezezimali. Izimalimboleko zabo zomuntu siqu zingafika ku-R50,000 futhi zenzelwe ukuthi zifinyeleleke futhi zilawulwe kalula ababolekisi. Njengoba igxile ekucaciseni, iCapfin iqinisekisa ukuthi imikhiqizo yayo yemalimboleko iza ngaphandle kwezindleko ezifihliwe, okwenza kube lula kumakhasimende ukuqonda ngokunembile ukuthi ayikhokhela ini.
Amakhasimende angaphatha kalula izimalimboleko azo, ngenxa yokufinyelela ku-inthanethi kuma-akhawunti abo emalimboleko. Inqubo yokufaka isicelo yenziwe yashesha ukusebenza kahle, idinga kuphela imininingwane yomuntu siqu eyisisekelo kanye nemininingwane yezimali efanele. Ngaphezu kwalokho, iCapfin ifaka inzuzo yomshwalense wempilo wekhredithi ngemalimboleko yabo, ehlanganisa ibhalansi esele uma kushona umbolekisi, inikeza ukuthula kwengqondo ngaphandle kwezindleko ezengeziwe.
Okubalulekile, iCapfin isebenza ngaphansi koMlawuli Wezikweletu Kazwelonke, iqinisekisa ukuthi ithobela imikhuba yokubolekisa ngokuzibophezela. Lokhu kufaka phakathi ukuqhuba ukuhlolwa kokufaneleka ukuqinisekisa ukuthi izimalimboleko zinikezwa kuphela uma umbolekisi engakwazi ukuphatha ukukhokha kabusha. Ngokujwayelekile, indlela yeCapfin ibonisa ukuzibophezela ekunikezeni izixazululo zezimali ezingokoqobo futhi ezihambisana nezindinganiso zokulawula.
Ukuqonda Izimalimboleko zeCapfin
ICapfin inikeza izimalimboleko zomuntu siqu ezilawulwa futhi zenziwe ukuthi zibe lula ukuphathwa nokuziqonda, zihambisana nezidingo zezimali zabathengi.
Yini Imalimboleko yeCapfin?
Imalimboleko yeCapfin umkhiqizo wezezimali onikezwa yiCapfin, inkampani ezama ukunikeza izimalimboleko zomuntu siqu ezilula futhi ezingenazo izindleko ezifihliwe. Izimalimboleko ezitholakalayo zingafinyelela ku-R50,000, imvamisa zihlelwe ngezinkathi zokukhokha zezinyanga ezi-6 noma ezi-12. Ukufinyeleleka kwalezi zimalimboleko kungenye yezici ezivelele zeCapfin, ezenza zibe inketho efanelekayo kulabo abafuna usizo lwezezimali ngokushesha ngezinhloso ezahlukahlukene, njengokusetshenziswa okungalindelekile noma ukuhlanganiswa kwezikweletu.
Umbolekisi Obhalisiwe
ICapfin isebenza njengombolekisi obhalisiwe, ilandela imithethonqubo yoMlawuli Wezikweletu Kazwelonke (NCR) ngaphansi kwe-Act Kazwelonke Wezikweletu eNingizimu Afrika. Ukubhaliswa kuqinisekisa ukuthi imikhiqizo yemalimboleko kanye nezinsizakalo zeCapfin zihambisana nezindinganiso zomthetho, zigxile kumikhuba yokubolekisa ngokufanelekile. Ukubhaliswa ne-NCR kubalulekile njengoba kunikeza ababolekisi ukuvikelwa futhi kuqinisekisa ukuthi umhlinzeki wezikweletu usebenza ngaphakathi kwemingcele yomthetho, ekhuthaza ukubolekisa nokuboleka ngokufanelekile. ICapfin iyinxenye yePepkor, inkampani yezokuthengisa enezinkampani ezingaphansi eziningi, ebonisa ukwesekwa okuzinzile nenethiwekhi ngaphakathi komkhakha wezezimali zabathengi.