Practical money guides for South Africans
Step-by-step guides for Capitec, FNB, ABSA, Nedbank, Standard Bank, TymeBank, and other South African banks. Covers payments, reversals, transfers, and account management.
In short: On monthly fees alone, GoTyme Bank (formerly TymeBank) charges nothing, Capitec’s Main Account (Global One) and Absa Transact charge R7.50, FNB Easy PAYU charges R8, FNB Easy Bundle R77, and Discovery Bank’s Gold Transaction Account R35 (pay as you transact) or R170 (bundled). The monthly fee is only part of the story. In … Read more
In short: An Absa payment to an FNB account is not one fixed clock. It depends on the rail you pick in the Absa app or online banking. The Payments Association of South Africa (PASA) says a standard EFT is batched and typically shows later that day or a day or two later; RTC (often … Read more
In short: A Bank Zero payment into a Capitec account does not have one fixed clock. Timing depends on the rail, usually a batched EFT, or a paid immediate option where Bank Zero offers it. PASA: EFT credits typically show later that day or a day or two later; RTC clears within about 60 seconds; … Read more
In short: Capitec to Standard Bank is not one clock. The Payments Association of South Africa (PASA) describes three retail credit rails: batched EFT (same day, one day or two days depending on service level), RTC (cleared within about 60 seconds), and PayShap (real-time Rapid Payment, account details or proxy such as a mobile ShapID). … Read more
How long does a Nedbank to Capitec transfer take? Complete guide covering EFT, immediate payments, PayShap, and weekend transfer times between these two banks.
Someone says they paid you but the money is not showing. Check the route, verify it in your own banking app, and spot a fake proof of payment.
FNB eBucks 2026/27 cuts Smart Spend rewards and raises spend targets. See what Premier, Private Clients and Private Wealth customers lose.
How to transfer eBucks to your FNB account online in 2026: the three moves that actually work, with steps, limits and the rules FNB won’t spell out.
Can you withdraw ABSA CashSend at Checkers, Shoprite or Boxer in 2026? The real answer, the partners that work, and what to do if a till declines.
Got an email from fnbdigitalrecalls@fnb.co.za? It’s a real FNB address for payment reversals, but scammers fake it. Here’s how to tell the difference.