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Managing Foreign Currency: Smart Strategies for Your Offshore Funds With the growing trend of contemplating emigration, many South Africans find themselves holding foreign currency in offshore accounts. This might seem like a lucrative move, but if the funds aren’t earning interest and are subject to monthly bank fees, it can become a financial drain. This … Read more

Tackling the Complexities of Farmland Inheritance: A Real-Life Case in South Africa Inheritance can be a complex matter, especially when it involves multiple heirs and properties. This story of a 25-hectare farm in the Eastern Cape’s Amatola District is a vivid case in point. Let’s break down the inheritance issues involved and provide some insights … Read more

Understanding the 183-Day Rule and Passive Income in South Africa Navigating Tax Exemptions and Liabilities for Expats In today’s global village, many South Africans are exploring opportunities abroad, often enticed by the financial benefits of working or living in another country. One frequently discussed aspect is the “183-day rule,” which relates to tax exemptions for … Read more

Resolving Old Tax Disputes: Don’t Let Your Money Slip Away Tax season can bring both relief and headaches for South African taxpayers. This case shows the importance of staying vigilant and proactive when dealing with tax assessments. A taxpayer recently shared their journey of disputing an old revisioned tax assessment, showcasing some key lessons for … Read more

Is It Necessary to Have a Financial Adviser for Your Retirement Annuity (RA)? When it comes to managing a Retirement Annuity (RA), many South Africans wonder if they should hire a financial adviser. Some people think advisers just take a monthly fee without adding much value. However, there’s more to consider. First, let’s talk about … Read more

Overdraft vs. Personal Loan: Making the Right Choice for Your Financial Health Many South Africans find themselves juggling multiple forms of debt, often making it challenging to know which path leads to financial freedom. One common dilemma involves choosing between paying off a personal loan or using an overdraft facility. Here’s a comprehensive look at … Read more

Invest Smartly with Small Amounts Using EasyEquities Investing in the stock market can seem daunting, especially when you’re new and young. If you’re a 23-year-old with R700 to invest, you might wonder what you can do with it. The good news is that modern investing platforms like EasyEquities make it simple. Fractional Shares for Small … Read more

Navigating Tax Number Discrepancies: What to Do When Your Tax Ref Number Disappears Imagine paying your taxes diligently for four years and then discovering your tax reference number has vanished. This perplexing situation recently arose for a 24-year-old permanent resident of South Africa. Here’s the story and what you can do if you find yourself … Read more

How to Exchange PayPal Dollars for ZAR Efficiently If you’re looking to convert your PayPal dollars to South African Rand (ZAR) without spending too much on fees, you’re not alone. Many people are searching for the best methods to do this. Let’s explore some options available to South Africans. Why Avoid Traditional Banks Like FNB? … Read more

Finding the Best Savings Account for Unemployed Individuals in South Africa Navigating the banking landscape can be tricky, especially if you’re unemployed and looking to make your savings grow. Fortunately, there are several good options for where to park your money and earn interest, ensuring your finances stay healthy while you search for your next … Read more