Personal Financial
Understanding How Capitec Savings Account Interest Works – CodeCash Personal Finance Guide Understanding How Capitec Savings Account Interest Works Complete guide for South African savers Last updated: December 2025 Quick Facts Interest rates range from 2% to 6% based on balance Interest calculated daily, paid monthly into account No monthly fees on savings plans R30 … Read more
Debt can often feel like a heavy backpack filled with stones—each one is a responsibility that weighs you down. For many South African families, like the one described in a recent narrative, managing a financial crisis has become more than just a challenge; it is a daily struggle. The Reality of Debt in South Africa … Read more
Understanding SARS Foreign Employment Income Exemption Complete guide for South African residents working abroad Last updated: November 2025 Quick Facts First R1.25 million of foreign income is tax-free Must work outside SA for 183 days per year Need 60 continuous days outside SA Only for employees, not self-employed Must still declare all foreign income to … Read more
Day trading can be exhilarating. It’s a fast-paced world where your next trade could lead to impressive gains, or unexpected losses. However, alongside the thrill of trading comes a pressing question: how will these activities be taxed? For South African day traders, the choice between trading as an individual or through a company can significantly … Read more
Managing your finances takes careful planning, especially when it comes to saving for emergencies. You may find yourself weighing the pros and cons of an access bond against a traditional savings account. In this article, we’ll break down these options and help you make an informed decision. What is an Access Bond? An access bond … Read more
As a retired teacher in South Africa, managing your finances is crucial. With a combination of a lump sum of R1,000,000 and a monthly income of R24,000, it’s essential to make informed choices. Below, we’ll break down your expenses, assets, and some investment options to help ensure financial stability in your retirement. Understanding Your Monthly … Read more
Understanding Medical Expenses In South Africa, medical expenses can be a heavy burden for many families. This is especially true when treatments are not covered by medical aid plans. One area of concern is occupational therapy. Many people wonder if they can claim these costs when filing their taxes with the South African Revenue Service … Read more
Understanding the Path Out of Debt Review in South Africa Complete guide for South African residents seeking financial freedom Last updated: December 2025 Quick Facts Clearance certificate costs around R3,000 Credit bureaus update within 20 business days Only NCR-registered debt counsellors can issue clearance You must settle all short-term debts first Free debt review removal … Read more
When it comes to using a credit card, many South Africans want to know how to get the most out of their spending. With grocery and petrol prices rising, finding a card that offers good rewards and cash back can feel like a quest for buried treasure. If you and your partner are planning to … Read more
Users of Easy Equities have expressed frustration over the recent update to the app and website, with some experiencing difficulties in accessing their portfolios and making new investments. The platform’s lack of response to these issues has left many investors feeling stranded. One user reported that their portfolio holdings were not displaying correctly, rendering them … Read more