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Personal Finance

Practical guides to budgeting, debt management, credit scores, loans, insurance, and everyday money decisions for South Africans.

Two-Pot Withdrawal After 1 March: When Can You Claim Again?

23 July 2026 by MCP Admin

Wondering when you can make another two-pot withdrawal after 1 March? The reset follows the tax year, not the calendar. Here is how the timing works in 2026.

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How to Dispute an Error on Your Credit Report in South Africa

23 July 2026 by MCP Admin

How to dispute a credit report error in South Africa in 2026: the bureau-first process, documents, the 20-business-day timing, and how to escalate to the NCR.

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How to Get Your Free Credit Report in South Africa

22 July 2026 by MCP Admin

How to get a free credit report in South Africa from TransUnion and Experian, and what the law says you’re entitled to each year.

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UIF Maternity Benefits: How to Claim, How Much (2026)

19 July 2026 by N N

UIF maternity benefits pay a flat 66% of your capped salary, tax-free, for up to 121 days, roughly four months. You apply once your maternity leave starts and you stop getting your full salary, not before. The legal deadline is six months after the birth, but apply as early as you can once your pay … Read more

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UIF Status Check (2026): Track Your Claim and Payments

19 July 2026 by N N

You can check your UIF status three ways: log in to UIF Online at uifonline.labour.gov.za, dial 134843# for a free USSD check, or call the UIF Call Centre on 0800 030 007. All three show the same underlying claim, so use whichever is easiest to reach right now. If you claimed before 20 May 2026 on … Read more

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How Much UIF Will I Get? Payout Formula and Examples

19 July 2026 by N N

UIF pays between 38% and 60% of your capped monthly salary, for as many days as you’ve earned in credit. The cap is R17 712 a month, so even high earners are calculated as if they earn R17 712. Lower earners get the higher percentage. You earn one day of benefit for every four days … Read more

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Short-Term Loans in South Africa: Best Options for Quick Cash in 2026

5 April 2026 by MCP Admin

Need a short term loan in South Africa? Compare top lenders, understand costs and requirements, and apply safely in 2026. Plain-language guide for real people.

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How to Check Your Credit Score for Free in South Africa

30 March 2026 by MCP Admin

How to check your credit score for free in South Africa. Use ClearScore, MyCredit Check, or request directly from TransUnion, Experian, or Compuscan. No payment needed.

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Debt Review in South Africa: Complete Step-by-Step Guide

27 March 2026 by MCP Admin

Everything about debt review in South Africa. How it works, what it costs, how long it takes, pros and cons, and how to apply. National Credit Act protection explained.

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Paid the Wrong Account? Here Is Exactly What to Do for Every SA Bank

27 March 2026 by N N

Paid the Wrong Account? Here Is Exactly What to Do for Every SA Bank Step-by-step recovery guide with template letters and escalation contacts Last updated: March 2026 Act Fast The sooner you contact your bank, the better your chances. If you sent money to the wrong account within the last few hours, call your bank … Read more

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