Practical money guides for South Africans
N N Wise Money Transfer South Africa 2025 Complete guide to safe international money transfers for South Africans Last updated: December 2025 Quick Facts About Wise Recently approved by South African Reserve Bank (December 2025) Used by 15.6 million people worldwide in 2025 Mid-market exchange rate with transparent fees Transfers completed in minutes to hours No hidden … Read more
Repo Rate in South Africa. A practical guide for South Africans with everything you need to know.
RSA Retail Bonds: Safe Government Savings for South Africans Complete guide to investing with National Treasury Last updated: November 2025 Quick Facts Invest from as little as R500 (Top-Up Bond) or R1,000 (Fixed/Inflation Bonds) Earn up to 9% fixed interest (as of November 2025) Zero fees, commissions, or charges Backed by South African Government guarantee … Read more
How to Invest on the JSE: Complete Beginner’s Guide for South Africans Everything you need to start investing on Africa’s largest stock exchange Last updated: December 2025 Quick Facts The JSE is Africa’s largest stock exchange You can start investing from as little as R10 All brokers must be registered with FSCA You pay 20% … Read more
Complete Tax Planning Guide for South Africans 2025 Save money on your tax and avoid SARS scams Last updated: December 2025 Quick Facts Tax filing deadline: 20 October 2025 (salaried workers) Tax-free earnings threshold: R95,750 per year if under 65 Tax-free savings limit: R36,000 per year, R500,000 lifetime Retirement contributions save you up to 27.5% … Read more
Personal Finance Apps for South Africans Your complete guide to money management apps in South Africa Last updated: November 2025 Quick Facts Most budgeting apps in SA are free to use 22seven/Vault22 has over 580,000 South African users Digital banks like TymeBank charge R0 monthly fees AI-powered scams targeting banking apps increased 40% in 2025 … Read more
How to Open a Bank Account Online in South Africa 2025 Complete step-by-step guide for South African residents Last updated: December 2025 Quick Facts Open an account in just 10 minutes from your phone Some banks charge R0 monthly fees in 2025 You only need your ID and proof of address No branch visits required … Read more
Mobile payments have become increasingly popular in recent years as more and more people use their smartphones for everyday tasks. From buying groceries to paying bills, mobile payments provide a convenient and secure way to complete transactions without the need for cash or cards. One of the main advantages of mobile payments is their convenience. … Read more
How to Calculate Your Home Loan in South Africa Complete guide to bond calculators, affordability, and costs for South African homebuyers Last updated: December 2024 Quick Facts Current prime interest rate: 10.50% (as of December 2024) Banks typically allow up to 30% of your gross income for bond repayments Transfer costs add 8-10% to your … Read more
Complete Guide to Getting a Mortgage Home Loan in South Africa Everything you need to know about buying your first home with a bond Last updated: October 2025 Quick Facts About Home Loans Interest rates are at their lowest since 2022 – currently 10.50% prime rate You need a credit score of at least 610 … Read more