Practical money guides for South Africans
Getting started with investing in South Africa. Covers the JSE, ETFs, EasyEquities, Sygnia, unit trusts, and cryptocurrency.
The two-pot retirement system explained. How it works, how to access your savings pot, tax implications, and whether you should withdraw. Complete SA guide for 2026.
Capitec savings account interest rates for 2026. Compare Global One rates, fixed deposits, and tax-free savings. Calculate how much your money will grow.
Investing for Beginners with Just R100 Complete guide for South African residents starting their investment journey Last updated: November 2025 Quick Facts You can start investing with as little as R5 on some platforms Tax-Free Savings Accounts let you grow money without paying tax Fractional shares let you own pieces of expensive company shares Time … Read more
Sygnia Alchemy vs EasyEquities: Complete Comparison Guide for South African Investors Which investment platform is right for you? Last updated: November 2025 Quick Facts Both platforms are FSCA regulated and safe to use EasyEquities is better for beginners with no minimum investment Sygnia Alchemy offers lower fees for ETF investors with larger portfolios You can … Read more
JSE vs International Markets: Complete Investment Guide for South Africans Where should you invest your money in 2025? Last updated: December 2025 Quick Facts JSE minimum: R300 per month or R1,000 lump sum You can invest R1 million offshore per year without SARS approval JSE had 435 listed companies as of December 2025 S&P 500 … Read more
Tax-free investment accounts are an appealing option for anyone looking to maximise their savings without the burden of taxes.
In South Africa, the annual contribution limit for a Tax-Free Savings Account (TFSA) is R36,000. This allows people to invest a considerable amount each year without worrying about tax on the returns. This feature makes it a sweet deal for both seasoned investors and those new to saving.
Cryptocurrency Regulations in South Africa: Complete 2025 Guide Everything you need to know about crypto laws, taxes, licensing, and safety Last updated: December 2025 Quick Facts Cryptocurrency is legal in South Africa but NOT legal tender 248 crypto companies licensed by FSCA as of December 2024 You must pay tax on crypto profits (18% to … Read more
Beginner-friendly guide to How Long Does Sanlam Take to Pay Out Investment. How to get started, fees, and what to expect.
Sygnia 101: Complete Beginner’s Guide to Investing Everything you need to know about Sygnia investments in South Africa Last updated: November 2025 Quick Facts Start investing from R500 per month Low fees from 0.35% per year Manage investments online via Alchemy platform Over R350 billion in managed assets JSE-listed company regulated by the FSCA Table … Read more
Saving and investing as a student may sound challenging, but it’s a vital step towards financial independence. With careful planning and the right strategies, students can start building wealth early on. The key is to create a budget, handle your money wisely, and take advantage of low-fee student bank accounts.
