First Home Finance Eligibility: Who Qualifies and What Documents Do You Need?
Who qualifies for First Home Finance in South Africa in 2026, the income band and criteria, and the documents you need to prepare before you apply.
Practical money guides for South Africans
Long-term financial strategies including saving, retirement planning, tax-free savings accounts, estate planning, and building wealth over time.
Who qualifies for First Home Finance in South Africa in 2026, the income band and criteria, and the documents you need to prepare before you apply.
The two-pot retirement system explained. How it works, how to access your savings pot, tax implications, and whether you should withdraw. Complete SA guide for 2026.
How to finance solar panels in South Africa. Compare bank loans, rental options, and payment plans. Calculate payback period and monthly savings on electricity.
How to write a valid will in South Africa. Legal requirements, what to include, costs, and where to get help. Plus what happens if you die without a will.
Everything about car loans in South Africa. Compare bank rates, understand balloon payments, know what you need to apply, and calculate what you can afford.
How to cancel FNB funeral cover online, on the app, or by phone. Includes cooling-off period rules, what happens to your premiums, and alternatives to consider.
In short: PEP stores sell funeral cover through Pepkor’s insurance partner Abacus (plans appear on PEP’s Abacus page). Published options include Individual, Family and Single Parent Family cover for policyholders aged 18–64, with death benefits shown from about R15 000 to R35 000 on selected plan tiers and premiums from about R60 to R150 per … Read more
Inflation affects everyone’s daily life, from the price of groceries to the cost of petrol. South Africa’s inflation averaged 3.2% in 2025, marking the lowest rate in 21 years and staying comfortably within the Reserve Bank’s target range. Understanding what drives these price changes helps people make better financial decisions and plan for the future. … Read more
Sectional Title vs Freehold Property: Complete South African Guide Understanding property ownership options to make the right choice Last updated: November 2025 Quick Facts Sectional title properties cost about 25-30% less than freehold homes Monthly levies for sectional title range from R1,000 to R3,000+ Freehold gives you complete ownership and control Sectional title includes shared … Read more
Your 2025 Guide to Short-term Loans in South Africa Everything you need to know before borrowing Last updated: November 2025 Quick Facts Short-term loans are for R500 to R8,000 Maximum interest is 5% per month (first loan) Repayment period is 1 to 6 months All legitimate lenders must be NCR registered Never pay upfront fees … Read more