Practical money guides for South Africans
Long-term financial strategies including saving, retirement planning, tax-free savings accounts, estate planning, and building wealth over time.
Understanding Experian Credit Reports in South Africa Complete guide to checking your credit score and protecting your financial reputation Last updated: December 2025 Quick Facts Experian gives you one free credit report every year You can check your score unlimited times on Up app Credit scores in South Africa range from 0 to 999 You … Read more
Repo Rate in South Africa. A practical guide for South Africans with everything you need to know.
Complete Tax Planning Guide for South Africans 2025 Save money on your tax and avoid SARS scams Last updated: December 2025 Quick Facts Tax filing deadline: 20 October 2025 (salaried workers) Tax-free earnings threshold: R95,750 per year if under 65 Tax-free savings limit: R36,000 per year, R500,000 lifetime Retirement contributions save you up to 27.5% … Read more
Personal Finance Apps for South Africans Your complete guide to money management apps in South Africa Last updated: November 2025 Quick Facts Most budgeting apps in SA are free to use 22seven/Vault22 has over 580,000 South African users Digital banks like TymeBank charge R0 monthly fees AI-powered scams targeting banking apps increased 40% in 2025 … Read more
How to Open a Bank Account Online in South Africa 2025 Complete step-by-step guide for South African residents Last updated: December 2025 Quick Facts Open an account in just 10 minutes from your phone Some banks charge R0 monthly fees in 2025 You only need your ID and proof of address No branch visits required … Read more
Tax-Free Savings Accounts South Africa 2025 Complete guide to saving money without paying tax in South Africa Last updated: December 2025 Quick Facts About TFSAs Save up to R36,000 per year tax-free Lifetime limit of R500,000 per person No tax on interest, dividends, or growth Withdraw money anytime without penalty Available from all major South … Read more
Emergency Fund Accounts in South Africa: Your Complete Savings Safety Net Guide Build financial security with the right emergency savings account Last updated: December 2025 Quick Facts You need 3-6 months of expenses saved TymeBank offers up to 10% interest on savings Capitec requires only R30 to open an account Your money is safe in … Read more
Best Saving Apps to Help You Manage Your Finances in South Africa Complete guide for South African residents Last updated: November 2025 Quick Facts Most budgeting apps like 22seven and Mint are completely free You can start investing with as little as R10 on EasyEquities TymeBank GoalSave offers up to 11% interest on savings Always … Read more
Credit Score Management in South Africa Your complete guide to understanding and improving your credit score Last updated: December 2025 Quick Facts Credit scores in South Africa range from 300 to 999 A score above 610 is considered good You can check your credit report free once a year Four main credit bureaus operate in … Read more