Practical money guides for South Africans
Getting started with investing in South Africa. Covers the JSE, ETFs, EasyEquities, Sygnia, unit trusts, and cryptocurrency.
RSA Retail Bonds: Safe Government Savings for South Africans Complete guide to investing with National Treasury Last updated: November 2025 Quick Facts Invest from as little as R500 (Top-Up Bond) or R1,000 (Fixed/Inflation Bonds) Earn up to 9% fixed interest (as of November 2025) Zero fees, commissions, or charges Backed by South African Government guarantee … Read more
How to Invest on the JSE: Complete Beginner’s Guide for South Africans Everything you need to start investing on Africa’s largest stock exchange Last updated: December 2025 Quick Facts The JSE is Africa’s largest stock exchange You can start investing from as little as R10 All brokers must be registered with FSCA You pay 20% … Read more
How to Calculate Your Home Loan in South Africa Complete guide to bond calculators, affordability, and costs for South African homebuyers Last updated: December 2024 Quick Facts Current prime interest rate: 10.50% (as of December 2024) Banks typically allow up to 30% of your gross income for bond repayments Transfer costs add 8-10% to your … Read more
Complete Guide to Getting a Mortgage Home Loan in South Africa Everything you need to know about buying your first home with a bond Last updated: October 2025 Quick Facts About Home Loans Interest rates are at their lowest since 2022 – currently 10.50% prime rate You need a credit score of at least 610 … Read more
Unit trusts are a popular form of investment that have gained significant attention in recent years. They allow investors to pool their money with others and invest in a diverse range of assets such as stocks, bonds, and property. As a result, unit trusts provide a convenient way for investors to access a variety of … Read more
How to Buy Shares on the JSE: Complete Beginner’s Guide Everything you need to know about investing in the Johannesburg Stock Exchange Last updated: December 2025 Quick Facts JSE is Africa’s largest stock exchange with over 300 companies listed You can start investing with as little as R5 on some platforms All shares must be … Read more
Anglo American plc is a multinational mining company headquartered in London, United Kingdom. It is one of the world’s largest producers of platinum and diamonds, along with substantial operations in other precious and base metals, including copper, iron ore, and coal. The diversity of its commodities portfolio positions the company strategically across global markets, with … Read more
Phuthuma Nathi Shares: Complete Investment Guide MultiChoice’s successful black economic empowerment share scheme Last updated: November 2025 Quick Facts Over 75,000 black shareholders since 2006 R19.6 billion paid in dividends by 2025 25% stake in MultiChoice South Africa Average 30% annual returns over 18 years Only available to black South Africans and entities Table of … Read more
Old Mutual Limited, a company with deep roots in the financial landscape of South Africa, is a prominent player in the insurance and investment industry. The firm is listed on the Johannesburg Stock Exchange (JSE) under the ticker symbol OMU, reflecting a solid foundation in the country’s economic environment. The history of Old Mutual is … Read more
Complete Guide to Car Financing in South Africa Everything you need to know before financing your car Last updated: December 2025 Quick Facts for 2025 Interest rates: 11.5% to 15% for new cars Minimum income needed: R6,500 to R10,000 per month Credit score required: 600 or higher is best Typical loan period: 5 to 6 … Read more