Practical money guides for South Africans
South African Revenue Service tax returns, refunds, auto-assessments and filing help.
In short: If you earn money that has no PAYE taken off it, such as freelance fees, side hustle income or rent, you are probably a provisional taxpayer. You must submit an IRP6 estimate and pay tax twice a year. For the 2027 tax year (1 March 2026 to 28 February 2027), the first payment … Read more
In short: SARS taxes a bonus or 13th cheque as an annual payment. Your employer works out your yearly salary, adds the bonus, and deducts the extra tax that the bonus causes. That means the bonus is taxed at your highest (marginal) tax rate, not at your average rate. So it feels heavily taxed, but … Read more
SARS taxes a two-pot savings withdrawal at your marginal rate through a tax directive. How it works, rough 2027 examples, and other deductions.
Use a personal loan calculator for South Africa to estimate monthly repayment, total interest and total cost from your loan amount, rate and term.
See SARS tax tables for 2026/27 and estimate monthly PAYE in South Africa with our salary calculator, rebates and tax-threshold guide.
File your 2026 SARS tax return on eFiling with this step-by-step guide, including the new interface, documents and deadline.
SARS refunds can take 72 hours, 21 business days or longer. Check the 2026 timeline and find out why your refund may be delayed.
Find out whether you must file a SARS tax return for the 2026 year of assessment, including thresholds, auto-assessment and penalties.
Lost your SARS tax number? Find it through eFiling, WhatsApp or SARS support, and learn how to register if you do not have one.
SARS refund scams increase during filing season. Learn how to spot fake SMS messages, protect your eFiling details and report phishing.