Practical money guides for South Africans
General money tips, scam awareness, and practical financial advice for South Africans.
Sanlam Reality: Complete Loyalty Programme Guide for South Africans Everything you need to know about costs, benefits, and how to join Last updated: November 2025 Quick Facts Monthly fees range from R59 to R359 (depending on membership tier) Open to any South African citizen over 18 years old No Sanlam insurance required to join Save … Read more
Unifi vs Wonga vs Boodle: Which Short-Term Lender is Best for You? Complete comparison guide for South African residents Last updated: October 2025 Quick Facts All three are NCR-registered lenders offering short-term loans Loan amounts range from R500 to R8,000 depending on the lender and your history Interest rates vary between 5% and 60% APR … Read more
Choosing a personal loan provider can be tricky. Two popular options in South Africa are Capfin and Finchoice. Both companies offer quick and easy loans, but they have some key differences. Capfin is known for its affordable personal loans. They let people apply online and get personalised offers. Finchoice stands out for its flexible repayment … Read more
Financial Coaching in South Africa: Complete Guide for 2025 Get help with your money without being sold products Last updated: January 2025 Quick Facts Financial coaches teach you about money – they don’t sell products Sessions cost R500 to R2,000 per hour in South Africa Free help is available through FSCA, banks, and employers Always … Read more
How Gambling Affects Your Finances: A Reality Check The truth about gambling, house edge, and why you cannot win in the long run Last updated: November 2025 Critical Facts You Need to Know South Africans wagered R1.5 trillion in 2024/2025 – but 95% was recycled winnings Problem gambling increased from 6% (2017) to 31% (2025) … Read more
Best Bond Originator in South Africa: Your Complete 2025 Guide How to choose the right home loan expert and save thousands on your bond Last updated: October 2025 Quick Facts Bond originators are 100% free – you pay nothing for their service They submit your application to up to 8 banks at once Approval rates … Read more
Discovery Vitality offers a fantastic way for members to earn points by engaging in healthy activities, such as exercising and eating well. To access and use these points effectively, individuals should regularly check their progress through the Discovery app and take advantage of the various rewards available for their Vitality status. This system not only … Read more
Earning eBucks can be a rewarding experience, especially with the right strategies in place. Many people want to maximise their rewards and get the most value from their banking activities. By focusing on eligible FNB products and leveraging smart spending, they can significantly increase their eBucks without spending extra money. Understanding the different ways to … Read more
Soccer 13 Betting: Complete Guide for South Africans How to play TAB’s Soccer 13 pools and win up to millions Last updated: November 2025 Quick Facts About Soccer 13 Costs only R2 per bet to play Win prizes from R110 to over R1 million Operated by TAB (legal and regulated) Must be 18 years or … Read more
Soccer 10 Betting Guide: How to Play and Win in South Africa Complete guide for South African football betting fans Last updated: November 2025 Quick Facts Minimum bet: Only R2 per entry Prize pools reach R1.5 million to R24 million weekly Record payout: R2,106,857 Predict 10 football match outcomes to win Available through TAB outlets … Read more