Practical money guides for South Africans
General money tips, scam awareness, and practical financial advice for South Africans.
Understanding Provisional Tax in South Africa Complete guide for freelancers, business owners, and self-employed South Africans Last updated: December 2024 Quick Facts Provisional tax is NOT a separate tax. It’s paying your income tax in advance. Two payments per year: August and February (third optional payment in September) Who must pay: Freelancers, business owners, rental … Read more
A Foreigner’s Guide to Sending Money Home from South Africa: What You Must Know Essential guide for foreign workers, students, and temporary residents Last updated: December 2025 Quick Facts Foreign workers can send money home using banks or money transfer services Costs range from R50 to R500+ depending on method and amount FICA documents required: … Read more
How to Send Money to Zimbabwe, Mozambique & Botswana from South Africa Complete guide for cross-border money transfers from SA Last updated: December 2025 Quick Facts Transfer fees range from 3% to 10% of send amount Money arrives in minutes to 48 hours You need valid SA ID or passport Never pay upfront fees for … Read more
Getting cash when you’ve lost your card or forgotten it at home doesn’t have to be a crisis in South Africa. Most major banks now offer cardless withdrawal services that let customers access their money using just their mobile phone and a secure code. This technology has become a lifeline for people who need emergency … Read more
Seven legitimate ways to make money online in South Africa. Work-from-home ideas that actually pay, with practical steps to get started.
Side Hustles You Can Start with Under R1000 in South Africa Your complete guide to earning extra income in 2025 Last updated: November 2025 Quick Facts 57% of South Africans were targeted by scams in 2024 You must declare side hustle income to SARS Tax threshold is R95,750 per year (under 65) Many side hustles … Read more
Starting a small business in the township is a real way for many people to earn a living and support their families. Township entrepreneurs can create new jobs and stronger communities by meeting local needs with fresh ideas. People in townships often face unique challenges, but with the right steps, anyone can build a business … Read more
Scams are becoming more common in South Africa, and it is important for everyone to know how to spot them before it is too late. Knowing about the most common money scams can help people avoid losing their hard-earned money. With different tricks and methods used today, anyone can become a target. People often get … Read more
Mobile Payment Apps in South Africa: Complete 2025 Guide Everything you need to know about paying with your phone safely Last updated: December 2025 Quick Facts Over 95% of South Africans use mobile payment apps in 2025 Digital banking fraud increased 86% with R1.88 billion lost in 2024 Many apps offer free transactions under R100 … Read more
New credit regulations can feel daunting, but understanding them is essential for anyone involved in lending or borrowing.
There’s a growing focus on ensuring that credit practices are fair and responsible, which benefits both lenders and borrowers by providing a safer financial environment.
These new guidelines aim to reduce reckless lending and improve debt management processes.
