Sanlam Reality is a rewards programme that helps people save money and enjoy life more. It offers benefits like travel discounts, entertainment savings, and health perks to Sanlam group clients.
Members can save up on lifestyle benefits through Sanlam Reality’s partner network. This includes big savings on flights, cinema tickets, and accommodation bookings.
The programme also provides free legal advice by phone any time of day or night.
Joining Sanlam Reality is easy. Members get access to a wide range of discounts and services that make everyday life a bit easier and more enjoyable.
From Uber rides to hotel stays, the programme helps people stretch their money further whilst improving their financial wellbeing.
Understanding Sanlam Reality
Sanlam Reality is a rewards programme that helps people improve their finances. It offers benefits and savings to members across different tiers.
What is Sanlam Reality?
Sanlam Reality is a lifestyle and rewards programme. It aims to empower people as they work on their financial health. The programme is open to all Sanlam group clients.
Members can save money on many things. These include wellness, travel, and day-to-day costs. They also get special deals on some Sanlam products.
One key feature is that it rewards good money habits. Members earn tier points for being financially responsible.
Programme Structure
Sanlam Reality has a tiered structure. Members can move up tiers by earning points. Higher tiers mean more benefits.
The programme includes:
- Discounts on various services
- Savings on Sanlam products
- Rewards for good financial behaviour
Tier points are at the heart of the system. They reflect a member’s financial wellbeing efforts.
Membership Options
Sanlam Reality offers different membership levels. These include Reality Core and Reality Plus.
Reality Core is the basic level. It gives access to core benefits and savings.
Reality Plus offers more perks. It’s for those who want extra rewards and bigger discounts.
Both options let members:
- Save on everyday costs
- Get deals on entertainment
- Access wellness benefits
The choice depends on individual needs and goals. Members can pick the option that suits them best.
Membership Benefits
Sanlam Reality offers a wide range of perks for its members. These benefits cover health, wealth, and lifestyle areas to help improve members’ overall well-being.
Health and Wellness
Sanlam Reality members enjoy discounts on wellness products and services. This includes reduced rates for gym memberships and fitness classes. Members can save on health screenings and check-ups too.
The programme encourages a healthy lifestyle through rewards. Members earn points for staying active and meeting fitness goals. These points can be exchanged for more benefits.
Mental health support is also available. Members have access to free counselling services. This helps them manage stress and maintain good mental well-being.
Wealth and Savings
Sanlam Reality helps members make the most of their money. They get special offers on selected Sanlam financial products. This can include better rates on savings accounts and investments.
Members receive free financial advice. This helps them make smarter money choices. They can learn about budgeting, saving, and investing.
The programme also offers cashback rewards. Members can earn money back on everyday purchases. This adds up to significant savings over time.
Entertainment and Lifestyle
Members enjoy a range of lifestyle perks. These include discounts on travel, dining, and shopping. Savings can reach up to R12,500 annually on these benefits.
Entertainment discounts are also available. Members can save on movie tickets, concerts, and theme parks. This makes leisure activities more affordable.
The programme offers online education benefits too. Members can access courses and webinars. These cover various topics to help with personal and professional growth.
Sanlam Reality also provides free legal advice. Members can get help with legal questions 24/7. This adds extra value to the membership.
Exclusive Savings and Offers
Sanlam Reality members enjoy a wide range of money-saving perks. These benefits cover everyday expenses, travel accommodations, and even credit card rewards.
Day-to-Day Savings
Sanlam Reality offers its members significant discounts on daily expenses. Members can save up to 65% on standard 2D and 3D cinema tickets, making movie nights more affordable. For those who prefer to travel by bus, discounts of up to 50% (up to £375) are available on bus tickets.
The programme also caters to families with educational needs. Members can access discounted homeschooling or supplementary support, helping to reduce the cost of education.
Car hire is another area where members can save. They can hire a car for as little as £350 per day, making it easier to explore new places or handle temporary transport needs.
Travel Accommodation Deals
Sanlam Reality members can enjoy exclusive discounts on holiday accommodations. The number of discounted room nights per year depends on the member’s Reality membership option and tier status.
These savings extend to flights as well. Members can save up to 30% on local flights, making both business trips and holidays more budget-friendly.
By combining these accommodation and flight discounts, Sanlam Reality members can significantly reduce their overall travel expenses.
Sanlam Money Saver Credit Card
The Sanlam Money Saver Credit Card offers even more ways to save. Cardholders can earn a Wealth Bonus of up to 5% in the form of cashback with every swipe.
This cashback reward applies to a wide range of purchases, allowing members to save money on their regular spending. The more they use the card, the more they can potentially save.
The card also integrates with other Sanlam Reality benefits, providing a comprehensive savings solution for members.
Maximising Membership
Sanlam Reality offers many ways for members to get the most from their membership. Members can earn rewards through financial activities, use tier points for benefits, and access personal services.
Earning and Using Tier Points
Tier Points are the key to unlocking more benefits with Sanlam Reality. Members earn these points through financially responsible behaviour. This includes actions like paying insurance premiums on time or saving regularly.
The more Tier Points a member earns, the higher their membership level becomes. Higher levels mean better discounts and perks.
Members can use their Tier Points for various rewards. These might include discounts on travel, entertainment, and gym memberships.
It’s important to check the Sanlam Reality website regularly for new offers and ways to use points.
Wealth Bonus and Financial Services
The Wealth Bonus is a unique feature of Sanlam Reality. It rewards members for using Sanlam’s financial products. The bonus grows based on how much a member invests and for how long.
Members can boost their Wealth Bonus by using Sanlam products like life cover or joining the Sanlam Umbrella Fund. The more Sanlam products used, the bigger the potential bonus.
This bonus can be a great way to build wealth over time. It’s worth talking to a Sanlam advisor about how to maximise this benefit.
Personal Services
Sanlam Reality offers a range of personal services to help members in their daily lives. These services aim to make life easier and save money.
One popular service is virtual GP and nurse consultations. Members can get medical advice without leaving home. This can save time and money on routine health queries.
Other services include discounts on car hire and flights. There’s also help for parents with discounted homeschooling support. These services can add up to significant savings over time.
Navigating Current Challenges
Sanlam Reality faces significant hurdles due to the Covid-19 pandemic. The programme has adapted to provide crucial support to members during these trying times.
Impact of the Covid-19 Pandemic
The Covid-19 pandemic has severely affected Sanlam Reality members. Many faced job losses, reduced income, and increased healthcare costs. This led to financial stress and uncertainty for numerous households.
Sanlam Reality responded by adjusting its offerings. They enhanced digital services, allowing members to access benefits remotely.
This included virtual consultations with financial advisers and online claim submissions.
The programme also expanded its wellness resources. Members gained access to mental health support and Covid-19 information hubs. These tools helped them cope with the pandemic’s emotional toll.
Financial Support During Hardship
Recognising the financial burden faced by many, Sanlam Reality introduced new measures. They offered premium holidays on certain insurance products.
This gave members breathing room during tough times. The programme launched a financial hardship fund. It provided temporary relief to those struggling to meet basic needs.
Members could apply for assistance with essentials like food and utilities. Sanlam Reality also ramped up its financial education efforts. They offered free webinars on budgeting and debt management.
These resources aimed to improve members’ long-term financial wellbeing. Additionally, the programme partnered with local charities. This collaboration helped provide food parcels to the most vulnerable members.