In short: Go to Clarity’s sign-up page at login.nowclarity.com, answer “No” if you do not bank with Investec Private Bank, and work through the screens: ID and email, email and mobile verification, a selfie, proof of address, then employment and tax details. Review can take up to 72 hours, sometimes longer. Then fund your ZAR account from R25. Not financial advice.
For what Clarity costs and how its CFD trading works, see our Investec Clarity overview.
Before you start
Clarity’s getting started page lists two criteria: you must be 18 or older and hold a valid South African ID. Clarity’s help centre adds that if you do not bank with Investec Private Bank, you must also be born in South Africa, be a South African citizen, live in South Africa and be employed in South Africa. Investec Private Bank clients need to be 18 or older and South African residents.
Have these ready:
- Your SA ID number, email address and mobile number
- Your SARS tax number
- Proof of address no older than 3 months, as a .jpeg, .png or .pdf under 5MB (such as a utility bill or a non-Investec bank statement)
- Your employment details and a camera for the selfie
Step by step: if you do not bank with Investec
- Open the sign-up page at login.nowclarity.com. The NowClarity app is on Google Play or the App Store.
- When asked if you are an Investec Private Banking client, choose “No”.
- Enter your ID number and email address, then your personal details.
- Click the email verification link, then sign in with your email and password.
- Enter the OTP sent to your mobile to verify your number.
- Take a selfie using your computer camera, or scan the on-screen QR code to use your phone.
- Confirm your personal details, then enter your address and upload your proof of address.
- Add your employment information, then your tax information.
- Answer the product questions.
You can leave and finish the application later.
Step by step: if you bank with Investec Private Bank
- Open the same sign-up page and choose “Yes, I’m a Private Banking client”.
- Log in to Investec Online when prompted, then choose to link your Private Bank account and confirm.
- Create your Clarity password and complete the suitability questions.
Clarity then creates a local and an offshore trading account for you. There is no paperwork on this route.
Verification and your first deposit
An “in progress” status means Clarity is reviewing your application. It emails you when done, which can take up to 72 hours or sometimes longer.
Deposits go into your ZAR account:
- From another bank: in the app, tap More, then Deposit (on the web, choose the wallet icon, then Deposit). Load the Clarity account details shown as a beneficiary and pay by EFT. A normal EFT reflects in 1 to 2 business days; immediate payments are accepted.
- From Investec Private Bank: choose your Private Bank account as the source and deposit. Funds reflect immediately.
The minimum deposit is R25. You cannot deposit dollars directly: to fund your USD account (minimum $1), transfer from your ZAR account using Transfer and FX in the app.
If sign-up does not work
- Selfie fails: remove glasses, hats and headphones, clean the lens and hold still. You get 5 attempts, then must wait 24 hours.
- Stuck on a step, OTP or field: search the Clarity sign-up help articles.
- Still stuck: use the form on Clarity’s contact page.
Only sign up through nowclarity.com or the official app listings, never through links sent on WhatsApp.
This page is general information, not financial advice. Trading is for adults 18+ only and carries a risk of loss. Clarity is provided by Investec Bank Limited, an authorised financial services provider (FSP 11750) and a registered credit provider (NCRCP 9). Confirm current steps and criteria on nowclarity.com.
Last checked October 2026