Quick Facts

• Premiums start from R21 per month
• Cover from R5,000 to R75,000
• Claims paid within 24 hours
• Unlimited family members allowed

What is Assupol Funeral Cover?

Assupol funeral cover is insurance that pays money when someone dies. This money helps families pay for funeral costs without stress during a difficult time. Assupol has been serving South Africans since 1913 – that’s over 110 years of experience.

In South Africa, funerals can cost between R20,000 and R80,000. This includes the burial, coffin, venue hire, catering, and transport. Without funeral cover, your family might struggle to afford these costs when they’re already grieving.

Assupol’s funeral cover pays cash directly to your beneficiaries within 24 hours of a valid claim. Your family can then use this money however they need for the funeral arrangements.

✅ Assupol Coverage Options

1. Individual Cover

Covers just you. Good for single people or those who don’t need to cover family members. Starts from R21 per month.

2. Family Cover

Covers you, your spouse, and children. One of Assupol’s best features is unlimited family members on one policy. This includes children over 21 years old.

3. Cornerstone Pensioner Plan

Special plan for government grant recipients. No age limit and no medical exam required. Includes additional income benefit for 3-5 months after death.

4. Excellence Family Plan

Face-to-face consultation option. Starts from R70 per month with personalised service from Assupol representatives.

Monthly Costs & Premium Breakdown

Coverage Amount	Monthly Premium (Individual)	Family Options
R5,000	From R21/month	Add unlimited family members
R10,000 – R25,000	From R34/month	Family plans available
Up to R75,000	Quote required	Maximum cover available

✅ Key Benefits of Assupol

Fast Payouts

Valid claims are paid within 24 hours. This is faster than most funeral cover providers in South Africa.

No Medical Exams

You don’t need medical exams to get cover. Just answer basic health questions during application.

Unlimited Family Members

Cover as many family members as you want on one policy. This includes children over 21, which is unusual for funeral cover.

Additional Benefits Available

• Double accident cover: If someone dies in an accident, the payout doubles
• Family income benefit: Monthly payments for up to 6 months after death
• Memorial benefit: Extra money for the memorial service 5-11 months after death
• Assupol On-Call: 24/7 help line for emergencies
• Cashback options: Get money back on certain plans

Instant Accident Cover

Even if you just signed up, you get immediate accident cover. For natural deaths, there’s usually a 6-month waiting period.

How to Apply for Assupol Funeral Cover

Online Application (Fastest)

Visit assupol.co.za and click on “Funeral Cover”. You can get a quote and apply completely online. The process takes about 10 minutes.

What You’ll Need

• Your ID number and birth date
• Contact details (phone and address)
• Banking details for premium deductions
• Beneficiary information (who gets the money)
• Family members’ details if adding them

Other Ways to Apply

• Phone: Call 0861 235 664 to speak with a consultant
• Face-to-face: Visit an Assupol branch nationwide
• Through brokers: Work with accredited insurance brokers

When Coverage Starts

Your policy starts on the 1st of the month after you apply. Accident cover starts immediately. For natural deaths, there’s usually a 6-month waiting period (this is normal for all funeral policies).

✅ How to Make a Claim

Step 1: Contact Assupol Immediately

Call 0861 235 664 as soon as possible after the death. They’ll guide you through the process and tell you what documents you need.

Required Documents

• Death certificate (original or certified copy)
• ID documents of the deceased and beneficiary
• Policy document or policy number
• Bank account details where money should be paid
• Doctor’s report (if requested by Assupol)

Payment Timeline

Assupol promises to pay valid claims within 24 hours of receiving all required documents. They pay millions in benefits every month.

🚨 Important Warnings

Watch Out for Fake Policies

Only buy Assupol funeral cover from official sources. Scammers on social media offer fake policies. Always verify with Assupol directly.

Common Claim Problems

• Claims during the 6-month waiting period won’t be paid (except accidents)
• Incomplete documentation can delay payments
• Some customers report difficulty getting through to call centres
• Make sure you understand all policy terms before signing

Premium Payment Issues

Keep paying your premiums on time. If you miss payments, your policy could lapse. Some policies have a reinstatement period if you pay arrears within 6 months.

If You Have Problems

• First: Contact Assupol complaints department
• Second: File complaint with Ombudsman for Long-term Insurance (OLTI)
• Third: Contact FSCA at 0800 110 443

⚠️ Other Funeral Cover Options

While Assupol is a good option, compare it with other providers to find the best deal for your needs:

Provider	Starting Premium	Max Cover	Special Features
Assupol	R21/month	R75,000	Unlimited family, 24hr claims
Capitec	R25/month	R100,000	Can pause policy, up to 21 family
AVBOB	Varies	Higher amounts	Funeral parlours nationwide

Things to Compare

• Monthly premium costs for your age and coverage needs
• Maximum coverage amounts available
• Waiting periods and exclusions
• Claims payment speed and customer service
• Additional benefits included
• How many family members you can add

Assupol funeral cover is a solid choice for South African families, especially if you need to cover many family members. Their 110+ years of experience and fast claims processing are major advantages.

Best for: Large families, those wanting established insurer, people who value fast claims. The unlimited family members feature is particularly useful for South African extended family structures.

Before you sign up: Get quotes from at least 2-3 providers to compare costs and benefits. Make sure you understand the waiting periods and all terms. Only apply through official channels to avoid scams.

Remember: Funeral cover is important, but make sure the monthly premium fits your budget. It’s better to have smaller cover you can afford than large cover you might stop paying.