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Code Cash is a South African personal finance resource helping everyday people navigate banking, loans, saving, investing, and government grants. Our guides are written in plain language with practical, step-by-step instructions you can use right now. Whether you need to reverse a payment, compare transfer times, or understand your SASSA grant status, we have got you covered.

Balloon Payment Explained

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Balloon Payment Explained: Complete Guide for South Africans Everything you need to know about vehicle balloon payments in 2025 Last updated: December 2025 Quick Facts 35% of SA car finance deals include balloon payments (August 2025) Balloons can be up to 35% of vehicle price Lower monthly payments but higher total costs Protected by the … Read more

MPOWA Finance

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MPOWA Finance Review: Loans, Requirements & Costs in South Africa 2025 Complete guide for South Africans considering a payday loan Last updated: November 2025 Quick Facts About MPOWA Finance NCR Registered credit provider (NCRCP6666) – legitimate and legal Loan amounts: R500 to R8,000 (depending on your situation) Same-day payouts if you apply before 3pm Interest … Read more

RCS Loans

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RCS Loans: Complete Guide to Personal Loans in South Africa Everything you need to know about borrowing from RCS in 2025 Last updated: November 2025 Quick Facts About RCS Loans Loan amounts: R2,000 to R300,000 Repayment period: 12 to 60 months Interest rates: 15% to 28.75% per year Money in your account within 24 hours … Read more

Sanlam Loans

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Sanlam Loans: Complete Guide for South Africans Everything you need to know about applying for a Sanlam personal loan Last updated: November 2025 Quick Facts About Sanlam Loans Loan amounts: R5,000 to R350,000 Interest rates: 16% to 28.5% per year (depends on your credit score) Get money in 24 hours if approved No collateral needed … Read more

Nedbank Loans

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Nedbank Personal Loans: Complete South African Guide for 2025 Everything you need to know about borrowing from Nedbank Last updated: December 2025 Quick Facts Borrow from R5,000 up to R400,000 Interest rates from 18.25% to 29.25% per year Repay over 6 to 60 months NCR registered credit provider (NCRCP16) No early repayment penalties Table of … Read more

Atlas Loans Review

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Atlas Finance Review 2025: Is Atlas Loans Right for You? Complete guide for South African borrowers Last updated: December 2025 Quick Facts About Atlas Finance NCR registered credit provider (NCRCP 3994) Loans from R500 to R20,000 available Interest rates: 36% to 60% per year Over 280 branches across South Africa Nearly 30 years in business … Read more

Cash Converters Loan

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Cash Converters Loans in South Africa: Complete Guide for 2025 Everything you need to know about pawn loans and cash advances Last updated: November 2025 Quick Facts Loan amounts: R400 to R4,000 (cash advance) or based on item value (pawn) Repayment period: Usually 1 month Interest: 5% per month for first loan, 3% for repeat … Read more

Fasta Loans

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Fasta Loans South Africa: Complete Guide to Quick Short-Term Loans Everything you need to know before applying Last updated: December 2025 Quick Facts About Fasta Loans NCR registered credit provider (NCRCP10591) Loan amounts: R800 to R8,000 Repayment: 1 to 3 months 100% online application process Minimum income: R6,000 per month Table of Contents 1. What … Read more

Wonga Loans

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In short: Apply for Wonga only on wonga.co.za. Customer Care 0861 966 421, customercare@wonga.co.za. Wonga does not use WhatsApp — any Wonga WhatsApp is a scam: Wonga WhatsApp number. Confirm loan amounts and payout timing on Wonga’s site. This page does not quote rates. Wonga Loans South Africa: Complete Guide for 2025 Everything you need … Read more

Wesbank Vehicle Finance

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WesBank Vehicle Finance: Complete Guide for South Africans Everything you need to know about getting a car loan from WesBank Last updated: November 2025 Quick Facts WesBank is South Africa’s largest vehicle finance provider Minimum monthly income: R6,250 (some sources say R7,500) Interest rates range from 7% to 17% based on credit score Loan terms … Read more