Practical money guides for South Africans
Long-term financial strategies including saving, retirement planning, tax-free savings accounts, estate planning, and building wealth over time.
Baie mense wonder of dit moontlik is om ‘n lening te kry met ‘n swak kredietgeskiedenis in Suid-Afrika. Die goeie nuus is dat daar verskeie opsies beskikbaar is, insluitend leninggewers wat spesifiek fokus op die verskaffing van finansiering aan individue met negatiewe invloede op hul kredietverslag. Dit is belangrik om te onthou dat ‘n finansiële … Read more
Begrafnisversekering kan ‘n belangrike finansiële beskerming bied vir families in tye van nood. Dit help om die koste van begrafnisdienste te dek, wat soms ‘n groot finansiële las kan wees. Capitec bied bekostigbare begrafnisversekering met pryse wat begin by R49 per maand, wat families in staat stel om gemoedsrus te hê. Met verskeie opsies om … Read more
Die Nasionale Kredietwet, wat in 2005 ingestel is, speel ‘n belangrike rol in die Suid-Afrikaanse finansiële landskap. Die wet is ontwerp om verbruikers te beskerm teen onverantwoordelike kredietpraktieke deur kredietverskaffers. Dit verseker dat daar voldoende inligting beskikbaar is vir verbruikers om ingeligte besluite te neem voordat hulle skuld aanwerk. Kredietverskaffers is ook onderhewig aan strenge … Read more
Waiting for a payout can be stressful. This is especially true when you’re eager to access your hard-earned money. Many people wonder about the time it takes for Sygnia to process and deliver payments. Sygnia typically processes new applications within 48 hours. However, the actual payout time can vary depending on the type of investment … Read more
Direct Axis vs MPOWA: Which Loan Is Right for You? Complete comparison guide for South African borrowers Last updated: December 2025 Quick Comparison at a Glance Direct Axis: Large personal loans (R5,000-R300,000) over 2-6 years MPOWA: Small payday loans (R500-R8,000) for 30-45 days Both lenders are NCR registered and legal in South Africa Table of … Read more
OUTsurance vs Pineapple Insurance: Which Is Better in 2025? Complete comparison guide for South African residents Last updated: December 2025 Quick Facts OUTsurance premiums start from R350 per month Pineapple Insurance starts from R19 per day (about R589 per month) Both offer cashback rewards for claim-free periods OUTsurance established 1998, Pineapple launched 2018 Both are … Read more
FinChoice vs MPOWA: Which Lender is Better for You? Complete comparison guide for South African borrowers Last updated: December 2025 Quick Facts FinChoice offers R1,000 to R40,000 over 6-24 months MPOWA offers R500 to R8,000 for 30-45 days Both are NCR registered and legal in South Africa Choose based on how much you need and … Read more
Buying a home is one of the biggest financial decisions anyone will make.
When it comes to home loans, understanding what a good interest rate is can save potential homeowners a lot of money.
A good interest rate for a home loan typically hovers around the prime rate or slightly below, depending on your credit score and the specific terms offered by the bank.
As of September 2023, the prime rate in South Africa was 11.75%, but individual rates can vary based on personal financial profiles.
Tax Tim App: Complete Guide for South Africans Everything you need to know about filing your tax return with Tax Tim Last updated: November 2025 Quick Facts Most people finish their tax return in 20 minutes or less Over 7 million South Africans have used Tax Tim since 2011 Pricing starts from around R284 for … Read more
Interest Rates Explained Simply A complete guide for South African consumers Last updated: December 2025 Quick Facts About Interest Rates in December 2025 Current repo rate: 6.75% (as of November 20, 2025) Current prime lending rate: 10.25% Savings accounts pay 5-12% interest depending on the bank Personal loans charge 9-28% interest per year Credit cards … Read more