Practical money guides for South Africans
Practical guides to budgeting, debt management, credit scores, loans, insurance, and everyday money decisions for South Africans.
In short: Mpowa Finance’s FAQ says money is aimed for the same day by 5pm, as long as they get your documents and can complete employment confirmation that day. Before they release the loan you must authorise their DebiCheck: they say before 4pm on weekdays (and 11am on Saturdays). Approval is still subject to affordability … Read more
How Do I Know If My FinChoice Loan Is Approved? Complete guide to checking your loan approval status Last updated: November 2025 Quick Facts Approval time: 10 minutes to 24 hours if documents are correct Money in your account: Within 24 hours after approval (if submitted before 3pm) You get an SMS and email when … Read more
Complete guide to the Woolworths credit card. Application requirements, interest rates, rewards, and how to manage your Woolies account.
In short: Gap cover is a short-term insurance policy that pays the difference between what a specialist or hospital charges and what your medical aid pays for in-hospital treatment. You must belong to a medical scheme to buy it. By law, a gap cover policy can pay out at most R226,881 per insured person for … Read more
RCS Loans: Complete Guide to Personal Loans in South Africa Everything you need to know about borrowing from RCS in 2025 Last updated: November 2025 Quick Facts About RCS Loans Loan amounts: R2,000 to R300,000 Repayment period: 12 to 60 months Interest rates: 15% to 28.75% per year Money in your account within 24 hours … Read more