Practical money guides for South Africans
Practical guides to budgeting, debt management, credit scores, loans, insurance, and everyday money decisions for South Africans.
How to Start Online Trading in South Africa: Complete Beginner’s Guide Everything you need to know about trading shares, forex, and investments online Last updated: December 2025 Quick Facts You can start trading with as little as R10 on some platforms All online trading platforms must be registered with the FSCA You will pay tax … Read more
LendPlus vs Other SA Lenders: Complete Comparison Loan amounts and interest rates compared for South African borrowers Last updated: December 2025 Quick Facts LendPlus offers R500-R4,000 at 60% for first-timers Wonga and Boodle offer up to R8,000 for returning customers Interest rates range from 36% to 60% per year All lenders are NCR registered and … Read more
Does LendPlus Do Credit Checks? Complete guide to their assessment process and what it means for you Last updated: December 2025 Quick Answer Yes, LendPlus does conduct credit checks They accept applicants with poor credit or blacklisted status They use automated data checks and bank statement analysis Focus is on affordability, not just credit score … Read more
How Long Does LendPlus Take to Approve a Loan? Complete approval timeline guide for South African borrowers Last updated: December 2025 Quick Facts About LendPlus Approval Approval decision: 15-30 minutes during business hours Money in account: 15 minutes to 2 hours after approval Business hours: Monday-Friday 8 AM – 5 PM Registered NCR credit provider: … Read more
Best Car Finance Deals in South Africa 2025 Complete guide to finding affordable car loans and avoiding costly mistakes Last updated: December 2025 Quick Facts Interest rates: 7-15% for new cars, 10-20% for used cars Current prime rate: 10.75% (as of December 2025) Minimum monthly income: R6,500 to R10,000 Average balloon payment: 30-37% of car … Read more
Smart Christmas Shopping on a Budget – South Africa 2025 Complete guide for South African shoppers this festive season Last updated: December 2025 Quick Facts Average South African festive budget: R5,707 per person in 2025 Food and drinks make up 33% of Christmas spending 68% of South Africans prefer practical gifts over luxury items 32% … Read more
Tsheleka Micro Finance: Complete Guide to Short-Term Loans in South Africa Your complete guide to understanding Tsheleka loans, requirements, fees, and consumer protection Last updated: December 2025 Quick Facts About Tsheleka NCR registered credit provider (NCRCP17554) – operating for 20+ years Loan amounts: R1,000 to R8,000 – same-day payout via eWallet Interest rates: 5% per … Read more
Online Selling Platforms South Africa: Complete Comparison Guide 2025 Choose the best platform to sell your products online Last updated: November 2025 Quick Facts Free options: Facebook Marketplace and Gumtree cost nothing Takealot charges R400 per month plus 5-18% commission Amazon South Africa launched in May 2024 Over 59% of South Africans report online selling … Read more
Bob Shop Seller Guide: Start Selling Online in South Africa Complete guide for South African sellers on Bob Shop (formerly Bidorbuy) Last updated: November 2024 Quick Facts Free to list items (most categories) Success fees: 1% to 5% of sale price Two seller types: Basic and Advanced Payment through bobPay system South Africa’s original online … Read more
How to Sell on Facebook Marketplace in South Africa Complete guide to selling safely and successfully Last updated: November 2024 Quick Facts Over 30 million South Africans use Facebook 100% free to list items for local pickup 10% fee only if you ship items using Facebook Checkout Meet buyers in safe public places Table of … Read more