Practical money guides for South Africans
Practical guides to budgeting, debt management, credit scores, loans, insurance, and everyday money decisions for South Africans.
Netnaija Movie Hub: What South Africans Need to Know Understanding the risks and legal alternatives for streaming Last updated: December 2025 Quick Facts Netnaija is not legal in South Africa Using piracy sites can lead to fines up to R10,000 Legal streaming starts from R39 per month Copyright violations can result in jail time Table … Read more
WhatsApp Money Scams: Every Trick Explained 2025 Protect yourself from AI deepfakes, voice cloning and hijacking scams Last updated: December 2025 🚨 Critical Warnings Scammers now use AI to clone voices from your social media Over 28.8 million South Africans use WhatsApp daily One victim lost R6 million to AI-powered scams in 2025 WhatsApp NEVER … Read more
PayFlex vs MoreTyme: Complete Comparison 2025 Everything you need to know about South Africa’s top Buy Now Pay Later services Last updated: December 2025 Quick Facts Both offer interest-free payment plans PayFlex: 4 payments over 6 weeks OR 3 payments over 3 months MoreTyme: 3 payments over 60 days (2 months) Late fees apply if … Read more
PayJoy Smartphone Financing Guide: Get a Phone with Weekly Payments Complete guide for South African residents Last updated: December 2025 Quick Facts About PayJoy Only need your SA ID and small deposit to apply No bank account or credit card needed Pay weekly over 3 to 12 months Available at PEP, Ackermans, Cellucity stores Phone … Read more
PayJustNow: Complete Guide to Buy Now Pay Later in South Africa Everything you need to know about splitting payments in 2025 Last updated: December 2024 Quick Facts Split purchases into 3 equal payments with 0% interest Pay first instalment at checkout, next 2 on salary dates Late payment fee: R145 per missed payment (max 25% … Read more
Edgars Account: Complete Guide for South African Consumers Everything you need to know before opening an Edgars store account Last updated: December 2024 Quick Facts Minimum income: R2,000 per month required Monthly service fee: R34 (additional club fees may apply) 6 months interest-free at Edgars stores Can be used at 30,000+ stores nationwide WARNING: Many … Read more
Mama Money: Complete Guide to Sending Money Home from South Africa Safe, affordable money transfers for foreign nationals and South Africans Last updated: December 2025 | Licensed by SARB Quick Facts Transfer fees: 1% to 5% (much cheaper than banks) Send to 70+ countries across Africa, Asia, and Europe Over 1 million South Africans use … Read more
WorldRemit Money Transfer Guide for South Africa Complete guide for sending and receiving international money Last updated: December 2025 Quick Facts Send money to South Africa from 50+ countries Receive through bank, cash pickup, or mobile money Fees start from around R15-R50 per transfer Most transfers arrive within minutes to hours Maximum cash pickup: R50,000 … Read more
In short: PEP tills are a retail send and collection point for several bank cash products. They are not a separate PEP bank product. PEP’s Local Money Transfers page covers Standard Bank Instant Money, Absa CashSend, Capitec Send Cash, Nedbank Send Money and FNB eWallet themes. Each voucher has its own codes, ID rules, limits … Read more
In short: Capitec Connect is Capitec’s prepaid mobile product (voice, SMS and data), not a cash-send or banking app feature. Capitec’s Connect terms: you need an active Capitec Global One account, you sign up in a Capitec branch, and the SIM is RICA’d with your ID and proof of address. Recharge on the Capitec app … Read more