In short: To spend eBucks in a partner store, present your eBucks card and enter your 4-digit eBucks PIN (it works like a debit card). At groceries, Pick n Pay (and Pick n Pay Liquor) is where you can spend in-store. You cannot spend eBucks on Pick n Pay asap!. From 1 April 2025 FNB named Pick n Pay the primary retail partner and customers no longer earn eBucks at Checkers. SPAR earn and spend ends 30 September 2026. Confirm partners on ebucks.com. Not financial advice.
Sources: eBucks Pick n Pay partner page; FNB / eBucks press release (27 Feb 2025); eBucks SPAR partner page; Pick n Pay Earn and Spend eBucks; eBucks spend partners.
Spend eBucks at the till
- Check your balance first (FNB app eBucks icon, eBucks website, or SMS balance plus your ID number to 32224; eBucks lists SMS at R1 each).
- At a participating in-store partner, present your eBucks card.
- Enter your 4-digit eBucks PIN when asked.
- If the basket costs more than your eBucks balance, pay the shortfall with your FNB / RMB Private Bank card after the eBucks swipe.
Pick n Pay (primary grocer partner)
- Spend: Pick n Pay Supermarket, Hypermarket, Clothing and Liquor stores in South Africa (eBucks card + PIN).
- Do not spend: Pick n Pay asap! and PnP Home / grocery websites (Pick n Pay and eBucks both say you cannot spend eBucks online there).
- Earn: in-store and on asap! with qualifying FNB cards. Rates and caps depend on your account and reward level (see the partner page tables; “up to” percentages are not a promise for every basket).
- No earn at Pick n Pay Express, pharmacies, Money Market, Webtickets, value-added services (for example utility or DStv payments), or Cash@Till.
- Refunds follow Pick n Pay policy. You cannot get cash back for items paid with eBucks.
FNB Easy debit-card bread voucher and Aspire monthly earn themes are published on the same Pick n Pay partner page. Read the live earn rules for your account before you rely on a voucher SMS.
Checkers: what changed
FNB’s 27 February 2025 announcement: from 1 April 2025, with Pick n Pay as the expanded primary retail partner, customers no longer earn eBucks on Checkers spend (that earn had been up to 15%). Treat older “spend or earn at Checkers” guides as out of date unless eBucks lists Checkers again on the live partner pages.
SPAR leaving on 30 September 2026
eBucks states that from 30 September 2026 SPAR will no longer be an earn and spend partner. Until that date, eBucks still describes earn and spend at SPAR, SUPERSPAR, KWIKSPAR and TOPS at SPAR (with exclusions such as SPAR Express, Pharmacy at SPAR and SaveMor). After the end date, use Pick n Pay for grocery earn and spend unless eBucks publishes a new grocer.
Other partners and safety
Fuel, fashion and online partners change. Open the live Spend with eBucks partners list before you shop. Do not rely on an old blog list. Related: FNB eBucks rewards guide; can you transfer eBucks to an FNB account.
Never share your eBucks PIN or OTPs with anyone offering to “cash out” rewards for a fee.
Last checked: September 2026 against eBucks Pick n Pay and SPAR partner pages, the Feb 2025 PnP partnership release, and Pick n Pay’s eBucks page. Earn percentages and partners change. Confirm on ebucks.com. Not financial advice.