Quick Facts

• eBucks cannot be transferred directly as cash to your account
• You CAN pay your monthly bank fees with eBucks
• eBucks never expire – save them as long as you want
• 100 eBucks = R10 in value

⚠️ The Truth About Transferring eBucks

Here’s what you need to know: According to FNB’s official rules, eBucks cannot be converted to cash or transferred directly into your bank account as money.

This is clearly stated in the eBucks Terms and Conditions: “Monetary rewards may not be transferred to an eBucks Account and eBucks cannot be converted to cash.”

But don’t worry! There are still excellent ways to use your eBucks that save you real money. Keep reading to learn how.

How Much Are eBucks Worth?

Understanding eBucks value is simple:

eBucks	Rand Value
100 eBucks	R10
1,000 eBucks	R100
5,000 eBucks	R500
10,000 eBucks	R1,000

✅ Pay Your Monthly Bank Fees with eBucks

This is one of the best ways to use eBucks! You can pay your FNB monthly account fees using eBucks through the FNB App.

Step-by-Step Guide:

1. Open the FNB Banking App on your phone
2. Log in with your username and password
3. Look for “eBucks” or “Rewards” section
4. Select “Pay bank fees with eBucks”
5. Choose how many eBucks you want to use
6. Confirm the payment

Example: If your monthly bank fee is R120 for an Aspire account, you can pay it with 1,200 eBucks. This means you don’t spend cash on bank fees!

The “Pay in eBucks” Workaround

There is a clever way to get money back into your account using the “Pay in eBucks” feature. Here’s how it works:

How It Works:

1. When you buy something with your FNB card (like groceries for R200)
2. Within 30 days, you can use the FNB App to apply eBucks to that purchase
3. If you apply 2,000 eBucks to that R200 purchase
4. FNB will put R200 back into your account

Steps to Use This Feature:

1. Open FNB App
2. Go to your transaction history
3. Look for “Pay in eBucks” option
4. Select the purchase you want to offset
5. Apply your eBucks
6. The money returns to your account

✅ Best Ways to Use Your eBucks

1. Shopping at Partner Stores

Use eBucks at these popular stores:

• Pick n Pay: Get up to 15% back when you shop
• Checkers: Save on groceries every month
• Clicks: Health and beauty products
• Takealot: Electronics, books, and more
• SPAR: Grocery shopping

2. Fuel at Engen

Use your eBucks card to pay for fuel at Engen service stations. This can save you money every time you fill up!

3. Airtime and Data

Buy airtime and data bundles using eBucks through:

• FNB Banking App
• FNB Cellphone Banking
• eBucks website

4. eBucks Travel

Book flights with big discounts! As of October 2025, you can get up to 40% off on domestic flights. The discount now applies to the full ticket price, including taxes.

5. eBucks Shop

Shop online at the eBucks Shop for electronics, appliances, fashion, and more. You can pay entirely with eBucks or combine eBucks with cash.

6. FNB Flexi Fixed Deposit

You can “sweep” some eBucks into a 12-month fixed deposit. This helps you save while earning interest!

How to Check Your eBucks Balance

Method 1: FNB Banking App

1. Open FNB App
2. Log in
3. Look for “eBucks” section
4. Your balance shows at the top

Method 2: eBucks Website

1. Go to www.ebucks.com
2. Click “Login”
3. Enter your SA ID number
4. Enter your 4-digit eBucks PIN
5. Balance shows on your profile

Method 3: SMS

Send an SMS with the word “balance” and your ID number to 32224

Cost: R1 per SMS

Method 4: Phone

Call eBucks Contact Centre: 087 320 3200

✅ Money-Saving Tips

🚨 Watch Out for eBucks Scams!

Common Scams to Avoid:

Protect Yourself:

• Never share your eBucks PIN with anyone
• Don’t give out your FNB login details
• Only use the official FNB App or eBucks website
• Be suspicious of “too good to be true” offers

Bottom Line: While you cannot transfer eBucks directly as cash to your FNB account, there are many valuable ways to use them that save you real money.

Best Strategy:

1. Use eBucks to pay your monthly bank fees first
2. Spend remaining eBucks at partner stores for groceries and essentials
3. Save up for big ticket items or travel bookings with big discounts
4. Remember: eBucks never expire, so take your time to find the best deals

Contact eBucks: If you have questions, call 087 320 3200 or visit www.ebucks.com