Takealot Big FNB Day: Complete Guide to Earning Up to 30% Back
Your step-by-step guide to maximising eBucks rewards when shopping on Takealot
Last updated: December 2025
⚡ Quick Facts
- Happens on the 15th of every month
- Earn up to 15% back in eBucks on Daily Deals
- TakealotMORE subscribers can earn up to 30% back
- Maximum spend limit: R5,000 per FNB Day
- Must have FNB or RMB Private Bank account
📋 What’s In This Guide
1. What Is Takealot Big FNB Day?
Big FNB Day is a special shopping day on Takealot. It happens on the 15th of every month. This is part of FNB’s “eBucks PayDay” programme.
On this day, FNB and RMB Private Bank customers can earn extra rewards. You get eBucks back when you buy items from Takealot’s Daily Deals section.
Think of it like getting money back for shopping. If you spend R1,000, you could get up to R150 back in eBucks (at 15%). With TakealotMORE, this doubles to R300 (at 30%)!
eBucks is FNB’s rewards money. 10 eBucks = R1. You can spend eBucks at Takealot, Pick n Pay, Engen, and many other shops. You can also use eBucks to pay your Takealot orders.
✅ 2. Who Can Take Part in Big FNB Day?
You must meet these requirements to earn eBucks on Big FNB Day:
Personal Banking Customers:
- Must be 18 years or older
- Must be a South African resident
- Must have an FNB or RMB Private Bank account
- Must be registered for eBucks Rewards
Qualifying Account Types:
- FNB Premier
- FNB Private Clients
- FNB Private Wealth
- RMB Private Bank
- FNB Gold Business
- FNB Platinum Business
- FNB Enterprise Business
3. How Much Can You Earn Back?
The amount you earn depends on your eBucks reward level. Here’s what you can get:
| eBucks Level | Big FNB Day Earn | With TakealotMORE |
|---|---|---|
| Level 1 | 1% back | Up to 16% back |
| Level 2 | 2.5% back | Up to 17.5% back |
| Level 3 | 5% back | Up to 20% back |
| Level 4 | 7.5% back | Up to 22.5% back |
| Level 5 (Best) | 15% back | Up to 30% back |
Real Money Example:
You spend: R2,000 on Daily Deals
- At Level 5: You get R300 back in eBucks (15%)
- At Level 5 + TakealotMORE: You get R600 back in eBucks (30%)
You can only earn eBucks on up to R5,000 spend per Big FNB Day. This means the maximum eBucks you can earn is R1,500 (at 30% on R5,000).
✅ 4. How to Earn eBucks on Big FNB Day (Step-by-Step)
Follow these simple steps on the 15th of any month:
Step 1: Check the Date
Big FNB Day is on the 15th of every month. Mark it in your calendar! The deal runs on the 15th only.
Step 2: Go to Takealot Daily Deals
Visit takealot.com or open the Takealot app. Click on “Daily Deals” section. Only items in Daily Deals qualify for eBucks.
Step 3: Add Items to Your Cart
Choose items from Daily Deals. Remember: Normal items (not in Daily Deals) won’t earn eBucks on this promotion.
Step 4: At Checkout – Select “Earn eBucks”
This is the most important step! Choose “Earn eBucks” as your option. You cannot pay with eBucks AND earn eBucks on the same order.
Step 5: Enter Your SA ID Number
Type in your South African ID number. This links your purchase to your eBucks account.
Step 6: Pay with Your FNB/RMB Card
Use your qualifying FNB or RMB Private Bank debit or credit card. You can also use your FNB Virtual Card.
Step 7: Wait for Your eBucks
Your eBucks will be added to your account in the following month. Check your eBucks balance on the FNB App around the 8th-10th of the next month.
5. TakealotMORE: Double Your Earnings to 30%
TakealotMORE is a subscription service from Takealot. If you subscribe and pay with your FNB credit card, you can earn an extra 15% on top of your normal Big FNB Day earnings!
TakealotMORE Plans:
| Plan | Monthly Cost | Key Benefits |
|---|---|---|
| Standard | R39/month | Free next-day delivery (R500 min order) |
| Premium | R99/month | Free same-day delivery, free Mr D deliveries, News24 subscription |
How to Get the 30% Bonus:
- Subscribe to TakealotMORE (any plan)
- Pay for your subscription with your FNB credit card
- Shop Daily Deals on the 15th
- Select “Earn eBucks” at checkout
- Pay with your FNB/RMB card
If you shop on Takealot often and spend over R500 per order, TakealotMORE can save you money on delivery fees. The extra 15% eBucks on Big FNB Day is a nice bonus. Do the maths for your shopping habits.
ℹ️ 6. Understanding eBucks Reward Levels
Your eBucks level affects how much you earn. The higher your level, the more eBucks you get back. Here’s how to move up:
Ways to Increase Your eBucks Level:
- Use your FNB Virtual Card for payments (in-store and online)
- Pay bills using FNB Pay Bills in the app
- Save money – grow your savings by R1,400+ per month
- Have FNB insurance (life, car, home)
- Bank digitally – do at least 6 transactions on the FNB App each month
- Maintain good credit – check your score with nav» Money
Open your FNB App. Go to eBucks > Earn > Track My Rewards. This shows you exactly what to do to reach the next level. Many people move up a level within 2 months by following the tips shown there.
🚨 7. Scam Warnings – Protect Yourself!
Criminals use fake Takealot and FNB promotions to steal your money. Know these warning signs:
❌ Red Flags – These Are Scams:
- Emails saying you have “unclaimed eBucks” – Real eBucks appear in your FNB App automatically
- “Pay R60 for an iPad worth R16,000” – If it sounds too good to be true, it is!
- Messages asking for your banking PIN – FNB and Takealot will NEVER ask for your PIN
- “Takealot Mall” job offers – This is a known scam. Takealot does not hire people through WhatsApp or Telegram
- Competitions that charge entry fees – Real Takealot competitions are free to enter
- Links to websites that look like FNB or Takealot but have strange web addresses
✓ How to Stay Safe:
- Only shop on takealot.com (not any other similar websites)
- Only check your eBucks in the official FNB App or on ebucks.com
- Never share your PIN, password, or OTP with anyone
- If you get a suspicious call claiming to be from FNB, hang up and call FNB directly on 087 575 9406
- Report fake eBucks emails to: onlinefraud@ebucks.com
In 2024, South Africans lost over R1.4 billion to digital banking fraud. 65% of all fraud happens through digital channels. Be careful with any message about money, even if it looks official.
✅ 8. Smart Tips to Maximise Your Savings
Make a list of things you need. Wait for the 15th to buy them if they appear in Daily Deals. You’ll save money AND earn eBucks.
Daily Deals go live at 7am on weekdays and 9am on weekends. The best items sell out fast. Shop early on the 15th!
Pay with your FNB Virtual Card for extra security and rewards. Find it in your FNB App under Cards.
You can’t earn eBucks if you pay with eBucks on the same order. Also, items NOT in Daily Deals won’t earn eBucks on FNB Day (even if they’re in the same cart).
You only earn eBucks on the first R5,000 you spend per Big FNB Day. Spending R10,000 won’t double your eBucks.
The difference between Level 1 (1% back) and Level 5 (15% back) is huge. Use the Track My Rewards tool in the FNB App to move up.
🎁 Other Deals on the 15th (eBucks PayDay)
Big FNB Day is part of eBucks PayDay. On the 15th of every month, you can also get these deals:
- Clicks: Up to 30% back in eBucks for Premier, Private Clients and Private Wealth customers
- Engen: Spend 2,500 eBucks on fuel and stand a chance to win R5,000 fuel voucher
- Pick n Pay asap!: Free delivery when you spend R350+ (use code EBUCKSPAYDAY)
- Superbalist: Up to 15% back when you spend R550+ with your Virtual Card
- FNB App Partner Shop: Up to 40% back when paying fully in eBucks at Hirsch’s, NetFlorist, and more
- FNB Travel: 10% back in eBucks when you book accommodation through the FNB App
Your eBucks are paid on the 15th of each month (eBucks PayDay). This is also when you can use special partner deals. Plan your shopping around this date!
❓ Frequently Asked Questions
Q: Can I earn eBucks on ANY Takealot item on the 15th?
No. Only items in the “Daily Deals” section qualify for the Big FNB Day eBucks earn. Regular items won’t get the bonus.
Q: When will I see my eBucks from Big FNB Day?
eBucks from Big FNB Day are allocated the following month. If you shop on 15 December, expect to see the eBucks around 8-10 January.
Q: Can I use a Capitec or Standard Bank card?
No. You must pay with an FNB or RMB Private Bank debit or credit card. Other bank cards don’t qualify for eBucks.
Q: Can I pay with eBucks AND earn eBucks?
No. If you pay with eBucks, you can’t earn eBucks on that order. You must choose one or the other at checkout.
Q: Does Big FNB Day happen every month?
Yes! Big FNB Day runs on the 15th of every month as part of eBucks PayDay. This is an ongoing promotion.
Q: How do I check my eBucks balance?
Open the FNB App and tap on “eBucks”. You can also check at ebucks.com, SMS “balance” and your ID to 32224 (R1 per SMS), or call 087 320 3200.
📞 Important Contact Numbers
| eBucks Contact Centre: | 087 320 3200 |
| FNB General Enquiries: | 087 575 9406 |
| Report eBucks Fraud: | onlinefraud@ebucks.com |
| Takealot Customer Service: | 087 362 8000 |
| SABRIC (Banking Fraud): | 011 847 3000 |
| Banking Ombudsman: | 0860 800 900 |
Websites:
- Takealot: www.takealot.com
- eBucks: www.ebucks.com
- FNB: www.fnb.co.za
📌 Our Final Recommendations
- Mark the 15th in your calendar – This is your shopping day for eBucks
- Only buy from Daily Deals – Other items don’t count for this promotion
- Work on your eBucks level – Use Track My Rewards in the FNB App
- Consider TakealotMORE if you shop often – the extra 15% adds up
- Never share your PIN or OTP – FNB will never ask for these
- Stay within the R5,000 limit – That’s the maximum earning spend per Big FNB Day
Disclaimer: This information is provided for educational purposes and was last updated in December 2025. eBucks earn rates, reward levels, and promotion terms may change. Always verify current information with FNB, eBucks, and Takealot before making financial decisions. Terms, conditions and earn rules apply.
For the full Big FNB Day terms and conditions, visit: www.ebucks.com
For complaints about banking services, contact the Banking Ombudsman at 0860 800 900 or visit www.obssa.co.za
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