Practical money guides for South Africans
Step-by-step guides for Capitec, FNB, ABSA, Nedbank, Standard Bank, TymeBank, and other South African banks. Covers payments, reversals, transfers, and account management.
In short: You can send money on many South African bank accounts by dialling the bank’s official USSD / cellphone banking code, without opening the banking app. Official main codes include Capitec *120*3279#, Absa *120*2272#, FNB *120*321#, Standard Bank *120*2345# and Nedbank *120*001#. Register the handset first, follow the live menu for Pay, Transfer or … Read more
Choosing the right bank for quick transfers can be a game-changer. Comparing FNB, Capitec, and Absa, it turns out each has its own benefits for immediate payments. FNB and Capitec are the cheapest for immediate payments, with FNB charging R7.00 and Capitec slightly more at R7.50. Absa, however, charges R10.00 for the same service. This … Read more
Pending EFT is often still in PASA batching (same day or 1–2 days). RTC ~60s; PayShap rapid. Check status and reference in your bank app. Not financial advice.
In today’s world, protecting personal financial information is more important than ever. For those in South Africa, this means knowing how to quickly block a stolen or lost bank card. The ability to block your card promptly via SMS or your bank’s app can prevent unauthorised transactions and safeguard your funds. Several banks in South … Read more
MTN vs Vodacom vs Hollard Cellphone Insurance Complete comparison guide for South African phone owners Last updated: November 2025 Quick Facts Premiums start from R20 per month (depending on phone value) All three providers cover theft, loss and accidental damage Your phone must be less than 30 days old to qualify Excess fees range from … Read more
Capitec’s July 2026 funeral plan agreement has no living cash-back benefit. A 31-day cooling-off refund of premiums is not cash back.
How to Bank During Load Shedding Using Offline USSD Codes Never let power cuts stop you from banking Last updated: December 2025 Quick Facts USSD codes work without internet or data All South African banks offer USSD banking Most transactions are free or under R10 Load shedding returned to South Africa in early 2025 You … Read more
Complete guide to Unredeemed Cash Send Capitec. How it works, fees, limits, and step-by-step instructions.
How to withdraw Capitec Cash Send money. Find ATM and retail locations, step-by-step withdrawal instructions, and troubleshooting tips.
In short: Capitec Send Cash that nobody has collected yet is still sitting on the reference number and 4-digit secret code you created. The practical way to get the money back is to collect it yourself at a Capitec ATM or a listed retailer (same as any recipient). Capitec’s Help Centre FAQ says if the … Read more