Practical money guides for South Africans
Practical guides to budgeting, debt management, credit scores, loans, insurance, and everyday money decisions for South Africans.
How Long Does an EFT Take Between Banks in South Africa? Complete 2026 Comparison Every bank-to-bank transfer time in one table Last updated: March 2026 Quick Answer Most EFTs between major SA banks take 1-2 business days. Same-bank transfers are usually instant. PayShap instant payments (up to R3,000) clear in under 10 seconds between participating … Read more
How to finance solar panels in South Africa. Compare bank loans, rental options, and payment plans. Calculate payback period and monthly savings on electricity.
Can I Apply for a Smart ID at Standard Bank? Complete guide for South African residents Last updated: March 2026 Quick Answer: YES! Standard Bank offers Smart ID services at selected branches across South Africa. Table of Contents 1. How It Works at Standard Bank 2. What You Need 3. Costs and Fees 4. Branch … Read more
Can I Apply for a Smart ID at Nedbank? Complete guide for South African residents Last updated: March 2026 Quick Answer: YES! Nedbank offers Smart ID services at selected branches across South Africa. Table of Contents 1. How It Works at Nedbank 2. What You Need 3. Costs and Fees 4. Branch Locations 5. Step-by-Step … Read more
Can I Apply for a Smart ID at Absa? Complete guide for South African residents Last updated: March 2026 Quick Answer: YES! Absa offers Smart ID services at selected branches across South Africa. Table of Contents 1. How It Works at Absa 2. What You Need 3. Costs and Fees 4. Branch Locations 5. Step-by-Step … Read more
Can I Apply for a Smart ID at FNB? Complete guide for South African residents Last updated: March 2026 Quick Answer: YES! FNB offers Smart ID services at selected branches across South Africa. Table of Contents 1. How It Works at FNB 2. What You Need 3. Costs and Fees 4. Branch Locations 5. Step-by-Step … Read more
Everything you need to know about store cards in South Africa. Compare Woolworths, Edgars, Jet, Truworths, and more. Interest rates, application requirements, and whether they are worth it.
Complete guide to filing your tax return on SARS eFiling. Registration, documents needed, step-by-step filing, common mistakes, and how to check your refund status.
Quick facts: Capitec offers device insurance through its banking app. Cover includes accidental damage, theft, and loss for smartphones and tablets. Premiums start from around R49 per month depending on the device value. Table of Contents What Is Capitec Cellphone Insurance? What Is Covered? How Much Does It Cost? How to Apply How to Claim … Read more
Quick facts: PEP does not offer a traditional store credit account like Edgars or Mr Price. Instead, PEP partners with Capfin for personal loans and offers buy-now-pay-later options through selected partners. Table of Contents Does PEP Have a Credit Account? PEP and Capfin Loans Buy Now Pay Later at PEP Store Credit Alternatives Does PEP … Read more