Can I Apply for a Smart ID at FNB?
Complete guide for South African residents
Last updated: March 2026
Quick Answer: YES! FNB offers Smart ID services at selected branches across South Africa.
Table of Contents
How Smart ID Services Work at FNB
FNB (First National Bank) partnered with the Department of Home Affairs to offer Smart ID application services at selected branches. The process works through the eHomeAffairs system: you apply and pay online, then visit an FNB branch for your photograph and fingerprints.
The big advantage: FNB branches tend to be less crowded than Home Affairs offices, and you can book a specific time slot through eHomeAffairs, so there is no waiting in long queues.
Who can use this service: Any South African citizen or permanent resident aged 16 or older. You do not need to be an FNB client to use this service.
What You Need to Apply
For First-Time Applicants (16+ years):
- Your original birth certificate
- Proof of address (utility bill, bank statement, or affidavit)
- If under 18: parent or guardian must accompany you with their ID
For Green ID Book Upgrades:
- Your green barcoded ID book
- Marriage certificate (if changing surname)
- Divorce decree (if applicable)
For Replacement (Lost/Stolen/Damaged):
- Police affidavit (if lost or stolen)
- Birth certificate
- Proof of address
Smart ID Costs in 2026
| Service | Cost |
|---|---|
| First-time application (16-18 years) | FREE |
| First-time application (18+ years) | R140 |
| Green ID book upgrade | R140 |
| Replacement (lost/stolen) | R140 |
Payment: You pay online through the eHomeAffairs portal before your branch visit. The bank branch does not handle payments.
Which FNB Branches Offer Smart ID Services?
FNB is rolling out Smart ID services at selected branches in major metros. The programme started in Gauteng and the Western Cape and is expanding to other provinces throughout 2026.
To find your nearest participating branch:
- Visit the eHomeAffairs portal and select “Bank Branch” as your service point
- Call FNB on 087 575 9404 and ask about Smart ID branch availability
- Check the FNB app under “Services” for branch capabilities
Step-by-Step Process
- Start online: Visit eHomeAffairs.gov.za and create an account or log in
- Complete your application: Fill in your personal details and select “Smart ID Card” as the document type
- Choose FNB branch: When selecting a service point, choose “Bank Branch” and pick your nearest participating FNB branch
- Pay online: Pay the R140 fee (free for 16-18 year olds) through the eHomeAffairs portal
- Book your appointment: Select a date and time that works for you
- Visit the branch: Bring your reference number, required documents, and arrive on time
- Biometrics: The branch captures your photo and fingerprints (takes about 15 minutes)
- Collect your Smart ID: Your card will be ready for collection at the same branch, usually within 4-6 weeks. You will receive an SMS notification.
Pro Tips for a Smooth Application
- Book early morning slots for the shortest wait times
- Take a screenshot of your eHomeAffairs reference number in case of connectivity issues at the branch
- Dress neatly for your photo, wear what you would want on an ID you will carry for years
- Remove glasses and headwear (religious headwear is permitted) for the photo
- Check branch hours: Some FNB branches offering Smart ID services have specific days or hours for this service
- Bring a printout of your eHomeAffairs confirmation if possible, as a backup
Other Places to Apply for a Smart ID
If FNB branches near you are not yet offering this service, you have other options:
- Department of Home Affairs offices: The traditional route. Expect longer waiting times but available everywhere.
- Other banks: Capitec, FNB, Absa, Nedbank, and Standard Bank all participate in the programme. Check our guides below for details.
- eHomeAffairs online: Start your application at eHomeAffairs.gov.za regardless of where you do your biometrics.
Disclaimer: This information is provided for educational purposes and was last updated in March 2026. Requirements and branch availability may change. Always verify current information with FNB or the Department of Home Affairs before visiting.
For complaints or disputes, contact the Financial Sector Conduct Authority (FSCA) at 0800 110 443 or visit www.fsca.co.za