Digital Financial Education
N N Looking for the cheapest credit options in South Africa? You’re not alone. Many people want to find credit cards with low-interest rates, no annual fees, and other perks. Credit can be a helpful tool if used wisely, and knowing the best options available is crucial.
Choosing a new bank can feel overwhelming, especially with so many options available. Capitec and Nedbank stand out as strong contenders to replace FNB. Each offers unique advantages and could suit those looking for affordable fees or hassle-free switching.
Are you ready to take control of your financial future? Look no further! Welcome to Code Cash Financial Advice, where we empower you with the knowledge and tools to make informed financial decisions. Our user-friendly platform allows you to ask questions and get expert answers on various financial topics tailored for South Africans. What can … Read more
Short-term insurance premiums are on the rise, leaving many people wondering why they’re paying more for crucial financial protection. Several factors contribute to this increase, including the impact of climate change, economic conditions, and rising costs of repairs and replacements. Extreme weather events like cyclones, storms, and floods are becoming more frequent, leading to higher … Read more
Selling a property can be a daunting task for any homeowner. With so many factors to consider, it’s easy to feel overwhelmed by the prospect of such a significant financial transaction. Deciding whether to sell privately or through an estate agent is the first crucial choice that will impact the entire process.
SARS eFiling is a secure online platform provided by the South African Revenue Service (SARS). It allows taxpayers to file their returns and manage their tax affairs conveniently from anywhere. By harnessing this tool, individuals and businesses can save valuable time and effort that would otherwise be spent on manual submissions and dealing with paperwork.
The SARS 2024 Filing Season is here, bringing with it key dates and important information for taxpayers in South Africa.
From 15 July to 21 October 2024, individual taxpayers must submit their tax returns.
Provisional taxpayers get a bit more time, with deadlines extending to 20 January 2025.
Exchange-traded funds (ETFs) and mutual funds are popular investment options for those looking to grow their wealth. Both offer investors a way to diversify their portfolios and access a wide range of assets. However, investors should be aware of some key differences between the two.
One of the main differences between ETFs and mutual funds is how they are traded. ETFs are bought and sold like stocks on an exchange, while mutual funds are bought and sold at the end of each trading day at the net asset value (NAV) price. This means that ETFs can be traded throughout the day, allowing investors to take advantage of market fluctuations, while mutual funds can only be bought or sold at the end.
Another difference between ETFs and mutual funds is their cost structure. ETFs tend to have lower expense ratios than mutual funds, meaning investors pay less fees to own them. This is because ETFs are typically passively managed, meaning they track an index. In contrast, mutual funds are actively managed, meaning that a fund manager makes investment decisions on behalf of the investors.
Tax Tim is an online platform that helps individuals and businesses in South Africa to do their taxes quickly and easily. With Tax Tim, users can complete their tax returns in under 20 minutes without any tax knowledge required. The platform converts users’ answers into fully completed tax returns for submission to the South African … Read more
DeFi, short for Decentralised Finance, is a rapidly growing sector in blockchain technology. It is a movement that aims to create an open, transparent, and accessible financial system. South Africa is one of the countries that has shown a keen interest in DeFi, with many individuals and businesses exploring its possibilities. In recent years, the … Read more