Practical money guides for South Africans
MCP Admin Quick facts: You can send money from your Capitec account without the app using USSD codes, ATMs, or by visiting a branch. The USSD method works on any phone, even without data or a smartphone. Table of Contents Method 1: USSD Code (No Data Needed) Method 2: Capitec ATM Method 3: In-Branch Method 4: Online … Read more
Quick facts: Capitec offers device insurance through its banking app. Cover includes accidental damage, theft, and loss for smartphones and tablets. Premiums start from around R49 per month depending on the device value. Table of Contents What Is Capitec Cellphone Insurance? What Is Covered? How Much Does It Cost? How to Apply How to Claim … Read more
Quick facts: PEP does not offer a traditional store credit account like Edgars or Mr Price. Instead, PEP partners with Capfin for personal loans and offers buy-now-pay-later options through selected partners. Table of Contents Does PEP Have a Credit Account? PEP and Capfin Loans Buy Now Pay Later at PEP Store Credit Alternatives Does PEP … Read more
Quick facts: PEP offers funeral cover through its financial services partners. Cover starts from around R30 per month for individuals and can cover your whole family. Apply in-store at any PEP location. Table of Contents What Is PEP Funeral Cover? How Much Does It Cost? What Is Covered? How to Apply How to Claim Waiting … Read more
Quick facts: Wonga offers short-term loans from R500 to R8,000 for up to 6 months. Apply online in 10 minutes. Funds can be in your account within 15 minutes of approval. Table of Contents What Is Wonga? How to Apply Online Requirements Costs and Fees Approval Time and Payout Repayment Scam Warnings Alternatives to Wonga … Read more
Capitec savings account interest rates for 2026. Compare Global One rates, fixed deposits, and tax-free savings. Calculate how much your money will grow.
Step-by-step guide to downloading proof of payment from the Absa app, Absa Online, and at a branch. Covers all transaction types including EFTs and debit orders.
How to download or share a proof of payment from FNB using the app, online banking, or at a branch. Includes tips for what to do if your proof of payment is not accepted.
How long does an FNB to Capitec transfer take? Compare normal EFT and PayShap routes, then check the FNB status and Capitec account.
Step-by-step guide to reversing payments on the FNB app, including EFT reversals, eWallet cancellations, and what to do when a reversal is not possible.