Practical money guides for South Africans
MCP Admin In short: You can move money on Capitec without the smartphone app by using cellphone banking USSD (*120*3279#), Internet banking, a Capitec ATM / self-service channel where offered, or a branch. Capitec’s own FAQ and fee materials treat *120*3279# as the mobile banking / USSD entry for transfers, vouchers and Send Cash. Limits on USSD … Read more
Quick facts: Capitec offers device insurance through its banking app. Cover includes accidental damage, theft, and loss for smartphones and tablets. Premiums start from around R49 per month depending on the device value. Table of Contents What Is Capitec Cellphone Insurance? What Is Covered? How Much Does It Cost? How to Apply How to Claim … Read more
Quick facts: PEP does not offer a traditional store credit account like Edgars or Mr Price. Instead, PEP partners with Capfin for personal loans and offers buy-now-pay-later options through selected partners. Table of Contents Does PEP Have a Credit Account? PEP and Capfin Loans Buy Now Pay Later at PEP Store Credit Alternatives Does PEP … Read more
In short: PEP stores sell funeral cover through Pepkor’s insurance partner Abacus (plans appear on PEP’s Abacus page). Published options include Individual, Family and Single Parent Family cover for policyholders aged 18–64, with death benefits shown from about R15 000 to R35 000 on selected plan tiers and premiums from about R60 to R150 per … Read more
Quick facts: Wonga offers short-term loans from R500 to R8,000 for up to 6 months. Apply online in 10 minutes. Funds can be in your account within 15 minutes of approval. Table of Contents What Is Wonga? How to Apply Online Requirements Costs and Fees Approval Time and Payout Repayment Scam Warnings Alternatives to Wonga … Read more
Capitec savings account interest rates for 2026. Compare Global One rates, fixed deposits, and tax-free savings. Calculate how much your money will grow.
Step-by-step guide to downloading proof of payment from the Absa app, Absa Online, and at a branch. Covers all transaction types including EFTs and debit orders.
How to download or share a proof of payment from FNB using the app, online banking, or at a branch. Includes tips for what to do if your proof of payment is not accepted.
How long does an FNB to Capitec transfer take? Compare normal EFT and PayShap routes, then check the FNB status and Capitec account.
Step-by-step guide to reversing payments on the FNB app, including EFT reversals, eWallet cancellations, and what to do when a reversal is not possible.